228 Elm St, Lindsay, TX 76250 Property Records

Cooke County property record for 228 Elm St, Lindsay, TX 76250 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,681 sqft · built 2009
Lot Size	0.413 acres (17,999 sqft)
Owner	Company Name on File
Last Sale	$25,300 (May 2009)
Tax Bill	$7,233 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2379-000-0001R`

Property Details

APN / Parcel Number

Primary APN	`2379-000-0001R`
Alternative APN	`26923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,681 sqft Living Area
Gross Area	4,647 sqft
1st Floor Area	2,481 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	17,999 sqft (0.413 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	228 ELM ST
City	LINDSAY
State	TX
Zip	76250-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HESS ADDN OF LINDSAY; LOT 1R; 228 CR 131
Legal Subdivision	HESS ADDN OF LINDSAY
Legal Lot Number	1R
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	1
Census Block	1114
Census Tract	200

Owner

Source: Cooke County records · APN 2379-000-0001R

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage NASCOGA FCU
Jan 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage NASCOGA FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2009 · Amount on Record
Deed Sale	May 28, 2009 · Amount on Record
Deed Document Number	20093446
Deed Book / Page	1638 / 494
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	001638/494
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	228 ELM ST, LINDSAY, TX 76250-2544
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 ELM ST, LINDSAY, TX 76250-2544

Mortgage

Document Number	002482/125
Date	Jan 24, 2022
Book Page	2482/125
Instrument	2022-00610

Lender

Name	NASCOGA FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	228 ELM ST, LINDSAY, TX 76250-2544
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 ELM ST, LINDSAY, TX 76250-2544

Mortgage

Document Number	002482/125
Date	Jan 24, 2022
Book Page	2482/125
Instrument	2022-00610

Lender

Name	NASCOGA FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Lindsay City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,233.00	$400,000 (+14.69%) Land $72,900 Building $327,100	$400,000 (+1.04%) Land $72,900 Building $327,100
2023	$5,656.00 (+0.46%)	$348,777 Land $47,250 Building $348,645	$395,895 Land $47,250 Building $348,645
2022	$5,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1981–2007)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jun 2007, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 14% of Texas
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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