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313 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 313 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1949
Square Footage975 sqft Living Area
Lot Size6,837 sqft (0.157 acres)
OccupancyOwner Occupied
Last Sale$191,500 (2023)
Tax Bill$5,629.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.52-4-23
Alternative APN
  • 150004905200040230000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area975 sqft Living Area
1st Floor832 sqft 1st Floor
Upper Floors143 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,837 sqft (0.157 acres)
Depth X Width129 ft x 53 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area286 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address313 ELDER ST
CitySCHENECTADY
StateNY
Zip12304-1222
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCENTRAL PARK HEIGHTS
Legal Block4
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2000
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.52-4-23

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 ELDER ST, SCHENECTADY, NY 12304-1222
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2023Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Oct 29, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEFCU MORTGAGE SERVICES
Aug 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2023 · Amount on Record
Deed SaleNov 06, 2023 · Amount on Record
Prior SaleOct 29, 2020 · Amount on Record
Deed Doc Number202362668
Deed Book / Page2119 / 132
Prior Transfer DateApr 12, 2012
Prior Transfer Doc0000016570
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 06, 2023
Property Address313 ELDER ST, SCHENECTADY, NY 12304-1222
Document Number0000062668
Book / Page2119 / 132
Map ReferenceDR 66 MAP 42
Instrument DateOct 20, 2023
Instrument202362668
Transaction TypeTransfer
Record UpdatedNov 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$766.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address313 ELDER ST, SCHENECTADY, NY 12304-1222

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6323 GUN CLUB RD, ALTAMONT, NY 12009-6210
InvestorPossibly a Property Investor

Mortgage

Document Number0000062669
DateNov 06, 2023
Instrument202362669
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 29, 2020
Property Address313 ELDER ST, SCHENECTADY, NY 12304-1222
Document Number0000033865
Book / Page2044 / 643
Map ReferenceDR 66 MAP 42
Instrument DateOct 13, 2020
Instrument202033865
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$62.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address313 ELDER ST, 313, SCHENECTADY, NY 12304-1222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1334 WING AVE, SCHENECTADY, NY 12303-1814

Mortgage

Document Number0000033868
DateOct 29, 2020
Instrument202033868
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateAug 28, 2020
Property Address313 ELDER ST, SCHENECTADY, NY 12304-1222
Document Number0000025577
Book / Page002040 / 000553
Instrument DateAug 10, 2020
Instrument25577
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address79 HANDHILL RD NEW LEBANON NY 121252113, NEW LEBANON, NY 12125-2113

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,629.00 (+4.43%)$114,200 (-) Land $17,900 Building $96,300$189,104 (+30.82%) Land $29,641 Building $159,463
2023$114,200 (-) Land $17,900 Building $96,300$144,557 (+3.8%) Land $22,658 Building $121,899
2022$114,200 Land $17,900 Building $96,300$139,268 Land $21,829 Building $117,439
2021$5,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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