Schenectady County and Schenectady City property record for 309 Elder St, Schenectady, NY 12304 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,336 sqft Living Area |
| Lot Size | 6,837 sqft (0.157 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2022) |
| Tax Bill | $4,403.00 (2025) |
| Primary APN | 421500 49.52-4-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,336 sqft Living Area |
| 1st Floor | 891 sqft 1st Floor |
| Upper Floors | 445 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,837 sqft (0.157 acres) |
| Depth X Width | 129 ft x 53 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 242 sqft Garage |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 50 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 309 ELDER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.52-4-24
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 ELDER ST, SCHENECTADY, NY 12304-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2022 · Amount on Record |
| Deed Sale | Aug 03, 2022 · Amount on Record |
| Prior Sale | Mar 03, 1994 · Amount on Record |
| Deed Doc Number | 202240698 |
| Deed Book / Page | 2089 / 979 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 ELDER ST, SCHENECTADY, NY 12304-1222 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 ELDER ST, SCHENECTADY, NY 12304-1222 |
| Document Number | 0000028479 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 202528479 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2040 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,403.00 (+8.88%) | $103,800 (-) Land $15,600 Building $88,200 | $171,883 (+30.82%) Land $25,832 Building $146,051 |
| 2023 | $103,800 (-) Land $15,600 Building $88,200 | $131,392 (+3.8%) Land $19,747 Building $111,645 | |
| 2022 | $103,800 Land $15,600 Building $88,200 | $126,585 Land $19,024 Building $107,561 | |
| 2021 | $4,044.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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