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302 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 302 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,386 sqft Living Area
Lot Size5,886 sqft (0.135 acres)
OccupancyOwner Occupied
Last Sale$198,000 (2021)
Tax Bill$5,276.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.52-4-44
Alternative APN
  • 150004905200040440000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,386 sqft Living Area
1st Floor924 sqft 1st Floor
Upper Floors462 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,886 sqft (0.135 acres)
Depth X Width109 ft x 54 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area512 sqft Garage
Porch1 Porch
Porch Area40 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address302 ELDER ST
CitySCHENECTADY
StateNY
Zip12304-1223
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1X WOOD AND GARAGES
Legal Block4
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2001
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.52-4-44

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address302 ELDER ST, SCHENECTADY, NY 12304-1223
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU
May 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
May 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 05, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleSep 25, 2020 · Amount on Record
Deed Doc Number20216735
Deed Book / Page2052 / 584
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 25, 2020
Property Address302 ELDER ST, SCHENECTADY, NY 12304-1223
Document Number0000029375
Book / Page2042 / 387
Instrument DateSep 04, 2020
Instrument202029375
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$654.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40 BRADT RD, 40, REXFORD, NY 12148-1144

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address10 5TH AVE, FARMINGDALE, NY 11735-5724

Mortgage

Document Number0000029376
DateSep 25, 2020
Instrument202029376
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 23, 2017
Property Address302 ELDER ST, SCHENECTADY, NY 12304-1223
Document Number0000022901
Book / Page001963 / 000093
Instrument DateMay 18, 2017
Instrument22901
Transaction TypeTransfer
Record UpdatedJun 02, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 23, 2017
Property Address302 ELDER ST, SCHENECTADY, NY 12304-1223
Document Number0000022902
Book / Page001963 / 000096
Instrument DateMay 18, 2017
Instrument22902
Transaction TypeTransfer
Record UpdatedJun 06, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$140.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BRADT RD REXFORD NY 121481144, REXFORD, NY 12148-1144

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 05, 2017
Property Address302 ELDER ST, SCHENECTADY, NY 12304-1223
Document Number0000000718
Book / Page001953 / 000799
Instrument DateDec 28, 2016
Instrument718
Transaction TypeTransfer
Record UpdatedJan 11, 2017

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,276.00 (+4.64%)$105,600 (-) Land $18,500 Building $87,100$174,863 (+30.82%) Land $30,634 Building $144,229
2023$105,600 (-) Land $18,500 Building $87,100$133,671 (+3.8%) Land $23,418 Building $110,253
2022$105,600 Land $18,500 Building $87,100$128,780 Land $22,561 Building $106,219
2021$5,042.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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