312 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 312 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,215 sqft Heated Area
Lot Size9,189 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2020)
Tax Bill$1,729.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-593-4588-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address312 ECHO CIR, FORT WALTON BEACH, FL 32548-6304
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
NEALE ERSELL D TRUST (RT)
Feb 01, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleFeb 01, 2017
Deed Doc Number3381219
Deed Book / Page3482 / 4062
Record RefreshedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 12, 2020
Property Address312 ECHO CIR, FORT WALTON BEACH, FL 32548-6304
Document Number0034824062
Book / Page003482 / 004062
Instrument DateAug 10, 2020
Instrument3381219
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address312 ECHO CIR FORT WALTON BEACH FL 325486304, FORT WALTON BEACH, FL 32548-6304

Mortgage

Document Number34824064
DateAug 12, 2020
Book Page003482/004064
Instrument3381220
Lender
NameNEALE ERSELL D TRUST (RT)
Address93 DORI LN, DEFUNIAK SPRINGS, FL 32433-0887
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 01, 2017
Property Address312 ECHO CIR, FORT WALTON BEACH, FL 32548-6304
Document Number0032854603
Book / Page003285 / 004603
Instrument DateJan 19, 2017
Instrument3115591
Transaction TypeTransfer
Record UpdatedFeb 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address312 ECHO CIR FORT WALTON BEACH FL 325486304, FORT WALTON BEACH, FL 32548-6304

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+8.06%) Homeowner's exemption$180,457 (+7.28%)$229,381 (+4.71%) Land $92,293 Building $137,088
2023$1,600.00 (+2.96%) Homeowner's exemption$168,218 (+3%)$219,056 (+7.76%) Land $74,250 Building $144,806
2022$1,554.00 Homeowner's exemption$163,318$203,272 Land $69,392 Building $133,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-593-4588-4
Alternative APN
  • 09-2S-24-3010-000C-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,215 sqft Heated Area
Gross Area2,125 sqft Gross Area
1st Floor1,215 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area9,189 sqft (0.21 acres)
Lot Width80 ft Width
Garage TypeFinished Garage
Garage Area324 sqft Garage
Patio Area454 sqft Patio
PorchOpen Porch
Porch Area132 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address312 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D LOT 25 BLK C
Legal Range24
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockC
Legal Lot Number25
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup4
Census Block4007
Census Tract21902

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