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311 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 311 Echo Cir, Fort Walton Beach, FL 32548 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,387 sqft · built 1972
Lot Size0.211 acres (9,186 sqft)
OwnerIndividual Name on File
Last Sale$169,200 (Dec 2017)
Tax Bill$1,876 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-593-4560-3

Property Details

APN / Parcel Number

Primary APNC56-000-593-4560-3
Alternative APNs
  • 09-2S-24-3010-000B-0140
  • 24S2093010000B0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,387 sqft Living Area
Gross Area1,815 sqft
1st Floor Area1,387 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,186 sqft (0.211 acres)
Garage TypeAttached
Garage Area276 sqft
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address311 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D LOT 14 BLK B
Legal Range24W
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockB
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4008
Census Tract21902

Owner

Source: Okaloosa County records · APN C56-000-593-4560-3

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address311 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2017Warranty Deed, Transfer · VA Mortgage
UNIVERSITY LNDG
Jul 13, 2017Warranty Deed, Transfer
H AND S TITLE AND ESCROW INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2017 · Amount on Record
Deed SaleDec 06, 2017 · Amount on Record
Prior SaleJul 13, 2017 · Amount on Record
Deed Document Number20173176144
Deed Book / Page3328 / 3570
Record UpdatedSep 20, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 06, 2017
Property Address311 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0033283570
Book / Page003328 / 003570
Instrument DateNov 30, 2017
Instrument3176144
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyACHIEVE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,184.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 ECHO CIR FORT WALTON BEACH FL 325486303, FORT WALTON BEACH, FL 32548-6303

Mortgage

Document Number33283571
DateDec 06, 2017
Book Page003328/003571
Instrument3176145
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 05, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 13, 2017
Property Address311 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0033081222
Book / Page003308 / 001222
Instrument DateJun 23, 2017
Instrument3147097
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyH AND S TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,876.00 (+6.29%) Homeowner's exemption$192,390 (+5.99%)$242,796 (+2.86%) Land $92,293 Building $150,503
2023$1,765.00 (+2.92%) Homeowner's exemption$181,522 (+3%)$236,039 (+7.79%) Land $74,250 Building $161,789
2022$1,715.00 Homeowner's exemption$176,235$218,974 Land $69,392 Building $149,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910219024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims20 (2001–2026)
Claims Outside the SFHA7 of 20
Most Recent ClaimAug 2026, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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