Otsego County property record for 313 E Mitchell St, Gaylord, MI 49735
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Nov 2009) |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance Jun 2017 Mortgage + 1 more |
| APN | 103-320-004-016-00 |
| Primary APN | 103-320-004-016-00 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Width | 82.5 ft Width |
| Street Address | 313 E MITCHELL ST |
|---|---|
| City | GAYLORD |
| State | MI |
| Zip | 49735-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 EXC E 49 1/2 FT. BLK. 4 PARKS ADDITIONCITY OF GAYLORD SEC 34 T31N R3W |
| Legal Range | 03W |
| Legal Township | 31N |
| Legal Section | 34 |
| Legal Subdivision | PARKS ADD |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | GAYLORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950300 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK |
| Jun 30, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Oct 30, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on Record |
| Deed Sale | Nov 2, 2009 · Amount on Record |
| Prior Sale | Jul 18, 2005 · Amount on Record |
| Deed Book / Page | 1216 / 371 |
| Last Transfer Date | Oct 22, 2019 |
| Transfer Doc | 1507/441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 313 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001507/443 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 1507/443 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 313 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1435/0495 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 1435/0495 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Oct 30, 2019 |
| Property Address | 313 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Document Number | 1507/441 |
| Book / Page | 1507 / 441 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313E MITCHELL, GAYLORD, MI 49735 |
| Document Number | 1507/443 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 1507/443 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| Municipality | Gaylord City |
| Unified School District | Gaylord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,700 (+7.63%) | $183,400 (+7.63%) | |
| 2025 | $2,139.00 (+1.47%) Homeowner's exemption | $85,200 (+23.3%) | $170,400 (+23.3%) |
| 2024 | $2,108.00 (+3.69%) | ||
| 2023 | $69,100 | $138,200 | |
| 2022 | $2,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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