Otsego County property record for 225 E Mitchell St, Gaylord, MI 49735
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Sep 2026) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2024 Sale + 3 more |
| APN | 101-034-000-185-01 |
| Primary APN | 101-034-000-185-01 |
|---|
| Lot Area | 75,359 sqft (1.73 acres) |
|---|---|
| Lot Dimensions | 133 ft deep x 188 ft wide |
| Street Address | 225 E MITCHELL ST |
|---|---|
| City | GAYLORD |
| State | MI |
| Zip | 49735-1432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM AT INT. OF N/L OF MITCHELL ST. & E/L OF ELM ST., FOR A POB, TH E 293.83 FT N 133.6 FT, W 161.83 FT, S TO N/L OF MITCHELL |
| Legal Subdivision | PARKS ADD |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | GAYLORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950300 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 119 BINGHAM DR, BROOKLYN, MI 49230-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE |
| Jan 29, 2024 | Limited Warranty Deed, Transfer |
| Oct 10, 2023 | Limited Warranty Deed, Transfer |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| May 6, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on Record |
| Deed Sale | Sep 17, 2026 · Amount on Record |
| Prior Sale | Jun 7, 2024 |
| Deed Book / Page | 1722 / 562 |
| Prior Transfer Date | May 20, 2024 |
| Prior Transfer Doc | 0001657/57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Sep 17, 2026 |
| Property Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Document Number | 1722000562 |
| Book / Page | 1722 / 562 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 BINGHAM DR, BROOKLYN, MI 49230-8926 |
| Document Number | 1722000564, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 1722/564 |
| Name | LEGACY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Jan 29, 2024 |
| Property Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Document Number | 001648/702 |
| Book / Page | 1648 / 702 |
| Instrument Date | Jan 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Oct 10, 2023 |
| Property Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Document Number | 001641/990 |
| Book / Page | 1641 / 990 |
| Instrument Date | Aug 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Document Number | 0000001560/0000000597 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 0000001560/0000000597 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 225 E MITCHELL ST, GAYLORD, MI 49735-1432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1491/192 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 1491/192 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| Municipality | Gaylord City |
| Unified School District | Gaylord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,200 (+6.33%) | $312,400 (+6.33%) | |
| 2025 | $3,414.00 (+1.49%) Homeowner's exemption | $146,900 (+27.08%) | $293,800 (+27.08%) |
| 2024 | $3,364.00 (+3.67%) | ||
| 2023 | $115,600 | $231,200 | |
| 2022 | $3,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Baraga Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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