Otsego County property record for 303 E Mitchell St, Gaylord, MI 49735
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Sep 2020) |
| Tax Bill | $3,861 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 3 more |
| APN | 103-320-004-017-00 |
| Primary APN | 103-320-004-017-00 |
|---|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|---|
| Lot Width | 132 ft Width |
| Street Address | 303 E MITCHELL ST |
|---|---|
| City | GAYLORD |
| State | MI |
| Zip | 49735-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK. 4 PARKS ADDITION CITY OF GAYLORD SEC 34 T31N R3W |
| Legal Range | 03W |
| Legal Township | 31N |
| Legal Section | 34 |
| Legal Subdivision | PARKS ADD |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | GAYLORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950300 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9140 MARSH CREEK TRL, GRAYLING, MI 49738-9373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE |
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE |
| Dec 18, 2017 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL |
| Sep 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE |
| Dec 18, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Dec 18, 2017 · Amount on Record |
| Deed Book / Page | 1537 / 660 |
| Prior Transfer Date | Apr 11, 2003 |
| Prior Transfer Doc | 0927000312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Document Number | 0000001695/0000000106 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 0000001695/0000000106 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Document Number | 0000001695/0000000106 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 0000001695/0000000106 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001449/0000000569 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 0000001449/0000000569 |
| Name | AMERIFIRST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Sep 29, 2020 |
| Property Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Document Number | 1537/660 |
| Book / Page | 1537 / 660 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Document Number | 1537661 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 1537/661 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Dec 18, 2017 |
| Property Address | 303 E MITCHELL ST, GAYLORD, MI 49735-1434 |
| Document Number | 1449/568 |
| Book / Page | 1449 / 568 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5498 PUEBLO TRL, GAYLORD, MI 49735-7901 |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| Municipality | Gaylord City |
| Unified School District | Gaylord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,200 (+7.66%) | $306,400 (+7.66%) | |
| 2025 | $3,861.00 (+1.45%) Homeowner's exemption | $142,300 (+23.42%) | $284,600 (+23.42%) |
| 2024 | $3,806.00 (+3.68%) | ||
| 2023 | $115,300 | $230,600 | |
| 2022 | $3,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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