313 E 4th St, Monticello, MN 55362 Property Records

Wright County property record for 313 E 4th St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 912 sqft · built 1977
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Jan 2020)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-019-005030`

Property Details

APN / Parcel Number

Primary APN	`155-019-005030`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	684 sqft
Finished Basement	684 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 E 4TH ST
City	MONTICELLO
State	MN
Zip	55362-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 A C RIGGSADDN LOWER MONTI LOT-003 BLOCK- E BLOCK- E
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	A C RIGGSADDN LOWER MONTI
Legal Block	E
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1014
Census Tract	100205

Owner

Source: Wright County records · APN 155-019-005030

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 E 4TH ST, MONTICELLO, MN 55362-8513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Jun 01, 2011 · Amount on Record
Deed Document Number	20201416319
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	313 E 4TH ST, MONTICELLO, MN 55362-8513
Instrument Date	Jan 03, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	EDINA REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 E 4TH ST MONTICELLO MN 553628513, MONTICELLO, MN 55362-8513

Mortgage

Document Number	1416320
Date	Jan 16, 2020
Instrument	1416320

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+36.25%)	$284,900 (+3.49%) Land $90,300 Building $194,600	$284,900 (+3.49%) Land $90,300 Building $194,600
2025		$275,300 (-10.59%) Land $90,000 Building $185,300	$275,300 (-10.59%) Land $90,000 Building $185,300
2023	$3,068.00 (+41.12%)	$307,900 Land $85,000 Building $222,900	$307,900 Land $85,000 Building $222,900
2022	$2,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
City of Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

Based on FCC filings for 207 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Monticello serves 15,087 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.