301 E 4th St, Monticello, MN 55362 Property Records

Wright County property record for 301 E 4th St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 1900
Lot Size	0.151 acres (6,578 sqft)
Owner	Company Name on Record
Last Sale	$197,000 (Jun 2015)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`155-019-005012`

Property Details

APN / Parcel Number

Primary APN	`155-019-005012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,036 sqft
Finished Basement	1,036 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Multi-Family
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,578 sqft (0.151 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	301 E 4TH ST
City	MONTICELLO
State	MN
Zip	55362-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 A C RIGGSADDN LOWER MONTI LOT-001 BLOCK-00E BLOCK-00E
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	A C RIGGSADDN LOWER MONTI
Legal Block	E
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1014
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5331 CONGO CT, CAPE CORAL, FL 33904-5863
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF COKATO
Aug 2, 2019	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	2015363621
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	301 E 4TH ST, MONTICELLO, MN 55362-8513
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 LAFAYETTE LN, MOUND, MN 55364-1123

Mortgage

Document Number	0001482680
Date	Sep 2, 2021
Instrument	1482680

Lender

Name	THE FIRST NATIONAL BANK OF COKATO
Type	Bank
Address	COKATO, MN 55321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Sep 1, 2033

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	301 E 4TH ST, MONTICELLO, MN 55362-8513
Document Number	0001401938
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 E 4TH ST MONTICELLO MN 553628513, MONTICELLO, MN 55362-8513

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+14.39%)	$242,600 (-4%) Land $66,000 Building $176,600	$242,600 (-4%) Land $66,000 Building $176,600
2025		$252,700 (+0.08%) Land $85,500 Building $167,200	$252,700 (+0.08%) Land $85,500 Building $167,200
2023	$3,738.00 (+13.69%)	$252,500 Land $80,800 Building $171,700	$252,500 Land $80,800 Building $171,700
2022	$3,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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