Wright County property record for 325 E 4th St, Monticello, MN 55362
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,488 sqft · built 1977 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Aug 2014) |
| Tax Bill | $3,870 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-019-005050 |
| Primary APN | 155-019-005050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,672 sqft (0.245 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 325 E 4TH ST |
|---|---|
| City | MONTICELLO |
| State | MN |
| Zip | 55362-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-121 RANGE-025 A C RIGGSADDN LOWER MONTI LOT-005 BLOCK- E BLOCK- E |
| Legal Range | 025 |
| Legal Township | 121 |
| Legal Section | 11 |
| Legal Subdivision | A C RIGGSADDN LOWER MONTI |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 100205 |
Source: Wright County records · APN 155-019-005050
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVERWOOD BANK |
| Jun 03, 2020 | Deed of Trust, Mortgage · Line of Credit RIVERWOOD BANK |
| Mar 19, 2020 | Deed of Trust, Mortgage · Line of Credit RIVERWOOD BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RIVERWOOD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2014 · Amount on Record |
| Deed Sale | Aug 12, 2014 · Amount on Record |
| Deed Document Number | 2014125568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Document Number | 00A1595722 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | A1595722 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 30, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | PREFERRED TITLE/MO INC, PREFERRED TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 00A1494056 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | A1494056 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Address | MORRIS, MN 56267 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jan 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001428412 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 1428412 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, MN 55362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001421420 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 1421420 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, MN 55362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | May 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 325 E 4TH ST, MONTICELLO, MN 55362-8513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EDINA REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001416162 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 1416162 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, MN 55362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Monticello City |
| Unified School District | Monticello Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,870.00 (+12.5%) | $331,200 (+2.86%) Land $90,300 Building $240,900 | $331,200 (+2.86%) Land $90,300 Building $240,900 |
| 2025 | $322,000 (-2.48%) Land $90,000 Building $232,000 | $322,000 (-2.48%) Land $90,000 Building $232,000 | |
| 2023 | $3,440.00 (+18.13%) | $330,200 Land $85,000 Building $245,200 | $330,200 Land $85,000 Building $245,200 |
| 2022 | $2,912.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| City of Monticello Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Monticello serves 15,087 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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