313 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 313 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Sep 2021)
Tax Bill	$5,206 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`108-009-035-000`

Property Details

APN / Parcel Number

Primary APN	`108-009-035-000`
Alternative APNs	`1080935000` `1080935`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,733 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 COVENA AVE
City	MODESTO
State	CA
Zip	95354-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILSON SCHOOL
Legal Block	5
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5015
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 COVENA AVE, MODESTO, CA 95354-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2021	Grant Deed, Transfer · FHA Mortgage MORTGAGEONE INC
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	202192345
Prior Transfer Date	Apr 16, 2008
Prior Transfer Doc	0000043686
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	313 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000016935
Date	Mar 30, 2026
Instrument	2026-0016935

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Oct 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	313 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000047805
Date	Oct 6, 2023
Instrument	2023-0047805

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	313 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000020588
Date	May 9, 2023
Instrument	2023-0020588

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2051

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 29, 2021
Property Address	313 COVENA AVE, MODESTO, CA 95354-1523
Document Number	0000092345
Map Reference	VOL 11 PG 74
Instrument Date	Sep 23, 2021
Instrument	2021-0092345
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COVENA AVE, MODESTO, CA 95354-1523

Mortgage

Document Number	0000092346
Date	Sep 29, 2021
Instrument	2021-0092346

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	313 COVENA AVE, MODESTO, CA 95354-1523
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF MODESTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064041
Date	Aug 31, 2017
Instrument	2017-0064041

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,206.00 (+1.09%)	$449,207 (+2%) Land $211,073 Building $238,134
2025	$5,150.00 (+6.25%)	$440,400 (+4.04%) Land $206,935 Building $233,465
2023	$4,847.00 (+2.5%)	$423,300 Land $198,900 Building $224,400
2022	$4,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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