316 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 316 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1946
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Nov 2022)
Tax Bill	$4,954 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`108-009-018-000`

Property Details

APN / Parcel Number

Primary APN	`108-009-018-000`
Alternative APNs	`1080918000` `1080918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	316 COVENA AVE
City	MODESTO
State	CA
Zip	95354-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C2 63
Legal Subdivision	COVENA PARK 02
Legal Block	3
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3004
Census Tract	1900

Owner

316 Covena Ave is owned and occupied by an individual who bought it in November 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	316 COVENA AVE, MODESTO, CA 95354-1524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 11, 2019	Grant Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 14, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Document Number	202271854
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000033016
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 2, 2022
Property Address	316 COVENA AVE, MODESTO, CA 95354-1524
Document Number	0000071854
Map Reference	VOL 14 PG 49
Instrument Date	Oct 27, 2022
Instrument	2022-0071854
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 COVENA AVE, MODESTO, CA 95354-1524

Mortgage

Document Number	0000071855
Date	Nov 2, 2022
Instrument	2022-0071855

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	316 COVENA AVE, MODESTO, CA 95354-1524
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 COVENA AVE, MODESTO, CA 95354-1524

Mortgage

Document Number	0000081469
Date	Aug 25, 2021
Instrument	2021-0081469

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 11, 2019
Property Address	316 COVENA AVE, MODESTO, CA 95354-1524
Document Number	0000044924
Map Reference	VOL 14 PG 49
Instrument Date	Jun 17, 2019
Instrument	2019-0044924
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 COVENA AVE, MODESTO, CA 95354-1524

Mortgage

Document Number	0000044925
Date	Jul 11, 2019
Instrument	2019-0044925

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	316 COVENA AVE, MODESTO, CA 95354-1524
Document Number	0000032745
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 90278, 100, REDONDO BEACH, CA 90278

Mortgage

Document Number	0000032745
Date	May 11, 2018
Instrument	32745

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 14, 2018
Property Address	316 COVENA AVE, MODESTO, CA 95354-1524
Document Number	0000033016
Instrument Date	May 2, 2018
Instrument	33016
Transaction Type	Foreclosure
Record Updated	Feb 15, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$234.85
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 316 Covena Ave was $4,954 with a homeowner's exemption, down 4.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,954.00 (-4.91%) Homeowner's exemption	$434,500 (-3.99%) Land $255,000 Building $179,500
2025	$5,210.00 Homeowner's exemption	$452,574 Land $254,898 Building $197,676
2023	$4,900.00 (+42.82%) Homeowner's exemption	$435,000 Land $245,000 Building $190,000
2022	$3,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 316 Covena Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 316 Covena Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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