313 Chestnut St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 313 Chestnut St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 852 sqft · built 1980
Lot Size	0.097 acres (4,217 sqft)
Owner	Company Name on File
Last Sale	$178,501 (Feb 2019)
Tax Bill	$5,374 (2025)
Deeds & Mortgages	Feb 2022 Refinance May 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-050`

Property Details

APN / Parcel Number

Primary APN	`76-050`
Alternative APNs	`FRAN M:267 L:057` `M:076 L:050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
Gross Area	1,788 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,217 sqft (0.097 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	76-050
Street Address	313 CHESTNUT ST
City	FRANKLIN
State	MA
Zip	02038-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	57
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	3
Census Block	3005
Census Tract	442204

Owner

313 Chestnut St is owned by a company that bought it in February 2019.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	38 WHITEHALL WAY, BELLINGHAM, MA 02019-1875
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
Apr 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMBA CAPITAL GROUP INC
Oct 24, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Prior Transfer Date	Feb 13, 2019
Prior Transfer Doc	1417107
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	313 CHESTNUT ST, FRANKLIN, MA 02038-1252
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001497419
Date	Feb 2, 2022
Instrument	1497419

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	313 CHESTNUT ST, FRANKLIN, MA 02038-1252
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001421312
Date	May 13, 2019
Instrument	1421312

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	313 CHESTNUT ST, FRANKLIN, MA 02038-1252
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001419463
Date	Apr 10, 2019
Instrument	1419463

Lender

Name	AMBA CAPITAL GROUP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN MA
Recording Date	Oct 24, 2017
Property Address	313 CHESTNUT ST, FRANKLIN, MA 02038-1252
Document Number	0001388749
Instrument Date	Sep 15, 2017
Instrument	1388749
Transaction Type	Foreclosure
Record Updated	Nov 14, 2017

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100

Tax Assessment & Valuation

The 2025 property tax bill for 313 Chestnut St was $5,374, up 10.2% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,374.00 (+10.24%)	$462,500 (+11.85%) Land $238,600 Building $223,900	$452,200 (+2.5%)
2024	$4,875.00 (-3.02%)	$413,500 (+3.48%) Land $238,600 Building $174,900	$441,180
2023	$5,027.00	$399,600 Land $240,500 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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