Norfolk County and Franklin Town City property record for 278 Chestnut St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,818 sqft · built 1983 |
| Lot Size | 0.983 acres (42,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,900 (Mar 1984) |
| Tax Bill | $6,840 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-054 |
| Primary APN | 76-054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 2,912 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 42,802 sqft (0.983 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 76-054 |
|---|---|
| Street Address | 278 CHESTNUT ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 95 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 442203 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 CHESTNUT ST, FRANKLIN, MA 02038-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 1984 · Amount on Record |
| Deed Sale | Mar 16, 1984 · Amount on Record |
| Deed Book / Page | 6359 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 278 CHESTNUT ST, FRANKLIN, MA 02038-1200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39898-522 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 39898/522 |
| Instrument | 124801 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 278 CHESTNUT ST, FRANKLIN, MA 02038-1200 |
| Document Number | 35810-382 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 35810-382 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 035810/000382 |
| Instrument | 13939 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 20, 2038 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,840.00 (+12.83%) | $588,600 (+14.47%) Land $249,500 Building $339,100 | $649,895 (+10.95%) |
| 2024 | $6,062.00 (-2.12%) | $514,200 (+4.45%) Land $249,500 Building $264,700 | $585,770 |
| 2023 | $6,193.00 | $492,300 Land $251,600 Building $240,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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