321 Chestnut St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 321 Chestnut St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 1987
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Sep 1999)
Tax Bill$7,135 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN85-037

Property Details

APN / Parcel Number

Primary APN85-037
Alternative APNs
  • FRAN M:267 L:060
  • M:085 L:037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,685 sqft Living Area
Gross Area2,736 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area46,609 sqft (1.07 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number85-037
Street Address321 CHESTNUT ST
CityFRANKLIN
StateMA
Zip02038-1246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROYAL ST
Legal Lot Number60
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group3
Census Block3005
Census Tract442204

Owner

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address321 CHESTNUT ST, FRANKLIN, MA 02038-1246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 1999 · Amount on Record
Deed SaleSep 22, 1999 · Amount on Record
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address321 CHESTNUT ST, FRANKLIN, MA 02038-1246
Document Number36392-499
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 CHESTNUT ST FRANKLIN MA 020381246, FRANKLIN, MA 02038-1246

Mortgage

Document Number36392-499
DateOct 29, 2018
Book Page036392/000499
Instrument96365
Lender
NameROCKLAND TR
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,135.00 (+13.29%)$614,000 (+14.94%) Land $250,800 Building $363,200$683,525 (-0.5%)
2024$6,298.00 (-1.95%)$534,200 (+4.62%) Land $250,800 Building $283,400$686,945
2023$6,423.00$510,600 Land $253,000 Building $257,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Chestnut St

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