313 Bluff Rd, Carver, MN 55315 Property Records

Carver County property record for 313 Bluff Rd, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2001
Lot Size	0.783 acres (34,107 sqft)
Owner	Individual Name on Record
Last Sale	$391,300 (Mar 2014)
Tax Bill	$7,490 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-0830540`

Property Details

APN / Parcel Number

Primary APN	`20-0830540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,408 sqft Finished Area
Gross Area	2,866 sqft
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,107 sqft (0.783 acres)
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	322 sqft
Deck Area	398 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal

Location & Zoning

Street Address	313 BLUFF RD
City	CARVER
State	MN
Zip	55315-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 30 TOWNSHIP 115 RANGE 023 CARVER BLUFFS (C) LOT 007 BLOCK 005 EXC: ELY 5' THEREOF
Legal Range	023
Legal Township	115
Legal Section	30
Legal Subdivision	CARVER BLUFFS (C)
Legal Block	5
Legal Lot Number	7
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	2
Census Block	2001
Census Tract	91100

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 BLUFF RD, CARVER, MN 55315-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit UNITED EDUCATORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2014 · Amount on Record
Deed Sale	Mar 12, 2014 · Amount on Record
Prior Sale	May 21, 2007 · Amount on Record
Deed Document Number	2014591517
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	313 BLUFF RD, CARVER, MN 55315-9511
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A718328
Date	Feb 23, 2021
Instrument	A718328

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	313 BLUFF RD, CARVER, MN 55315-9511
Document Number	0000682821
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	CREDIT UNION TITLE SERVICES INC, C U TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 BLUFF RD CARVER MN 553159511, CARVER, MN 55315-9511

Mortgage

Document Number	0000682821
Date	Sep 10, 2019
Instrument	682821

Lender

Name	UNITED EDUCATORS CU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,490.00 (+10.64%) Homeowner's exemption	$517,400 (-9.99%) Land $198,000 Building $319,400	$517,400 (-9.99%) Land $198,000 Building $319,400
2025		$574,800 (+4.64%) Land $192,500 Building $382,300	$574,800 (+4.64%) Land $192,500 Building $382,300
2024	$6,770.00 (+4.8%) Homeowner's exemption	$549,300 (-0.87%) Land $181,500 Building $367,800	$549,300 (-0.87%) Land $181,500 Building $367,800
2023	$6,460.00 Homeowner's exemption	$554,100 Land $181,500 Building $372,600	$554,100 Land $181,500 Building $372,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Carver serves 6,700 people · EPA ID MN1100017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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