309 Bluff Rd, Carver, MN 55315 Property Records

Carver County property record for 309 Bluff Rd, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,872 sqft · built 2001
Lot Size	0.739 acres (32,191 sqft)
Owner	Individual Name on File
Last Sale	$427,500 (Oct 2017)
Tax Bill	$8,276 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0830520`

Property Details

APN / Parcel Number

Primary APN	`20-0830520`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Finished Area
Gross Area	3,694 sqft
1st Floor Area	1,478 sqft
Basement Area	1,052 sqft
Finished Basement	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,191 sqft (0.739 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 BLUFF RD
City	CARVER
State	MN
Zip	55315-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 30 TOWNSHIP 115 RANGE 023 CARVER BLUFFS (C) LOT 005 BLOCK 005
Legal Range	023
Legal Township	115
Legal Section	30
Legal Subdivision	CARVER BLUFFS (C)
Legal Block	5
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	2
Census Block	2001
Census Tract	91100

Owner

309 Bluff Rd is owned and occupied by an individual who bought it in October 2017.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	309 BLUFF RD, CARVER, MN 55315-9511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Oct 3, 2013 · Amount on File
Deed Document Number	2017653692
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Oct 19, 2017
Property Address	309 BLUFF RD, CARVER, MN 55315-9511
Document Number	0000653692
Instrument Date	Oct 13, 2017
Instrument	653692
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	309 BLUFF RD CARVER MN 553159511, CARVER, MN 55315-9511

Mortgage

Document Number	653693
Date	Oct 19, 2017
Instrument	653693

Lender

Name	KLEIN BK
Type	Bank
Address	CHASKA, MN 55318

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 309 Bluff Rd was $8,276 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,276.00 Homeowner's exemption	$565,100 (-9.79%) Land $198,000 Building $367,100	$565,100 (-9.79%) Land $198,000 Building $367,100
2025		$626,400 (+4.66%) Land $192,500 Building $433,900	$626,400 (+4.66%) Land $192,500 Building $433,900
2024	$7,492.00 (+3.11%) Homeowner's exemption	$598,500 (-0.93%) Land $181,500 Building $417,000	$598,500 (-0.93%) Land $181,500 Building $417,000
2023	$7,266.00 Homeowner's exemption	$604,100 Land $181,500 Building $422,600	$604,100 Land $181,500 Building $422,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Bluff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Carver serves 6,700 people · EPA ID MN1100017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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