303 Bluff Rd, Carver, MN 55315 Property Records

Carver County property record for 303 Bluff Rd, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,535 sqft · built 2000
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Mar 2026)
Tax Bill	$8,194 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-0830490`

Property Details

APN / Parcel Number

Primary APN	`20-0830490`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,535 sqft Finished Area
Gross Area	6,264 sqft
1st Floor Area	1,645 sqft
Basement Area	1,379 sqft
Finished Basement	1,379 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	234 sqft
Deck Area	1,422 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	303 BLUFF RD
City	CARVER
State	MN
Zip	55315-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 30 TOWNSHIP 115 RANGE 023 CARVER BLUFFS (C) LOT 002 BLOCK 005
Legal Range	023
Legal Township	115
Legal Section	30
Legal Subdivision	CARVER BLUFFS (C)
Legal Block	5
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	2
Census Block	2001
Census Tract	91100

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 BLUFF RD, CARVER, MN 55315-9511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKVISTA
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit BANKVISTA
Mar 13, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKVISTA
May 3, 2018	Deed of Trust, Mortgage · Line of Credit BANKVISTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	2026797687
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	303 BLUFF RD, CARVER, MN 55315-9511
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A718912
Date	Mar 1, 2021
Instrument	A718912

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	206 Months
Due	May 3, 2038

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	303 BLUFF RD, CARVER, MN 55315-9511
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 BLUFF RD, CARVER, MN 55315-9511

Mortgage

Document Number	000A793654
Date	Nov 19, 2025
Instrument	A793654

Lender

Name	BANKVISTA
Type	Bank
Address	65318

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Oct 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Mar 13, 2026
Property Address	303 BLUFF RD, CARVER, MN 55315-9511
Document Number	000A797687
Instrument Date	Mar 5, 2026
Instrument	A797687
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,095.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 BLUFF RD, CARVER, MN 55315-9511

Mortgage

Document Number	000A797688
Date	Mar 13, 2026
Instrument	A797688

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	303 BLUFF RD, CARVER, MN 55315-9511
Document Number	0000706351
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 BLUFF RD CARVER MN 553159511, CARVER, MN 55315-9511

Mortgage

Document Number	0000706351
Date	Oct 5, 2020
Instrument	706351

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	303 BLUFF RD, CARVER, MN 55315-9511
Document Number	0000661784
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 BLUFF RD CARVER MN 553159511, CARVER, MN 55315-9511

Mortgage

Document Number	0000661784
Date	May 10, 2018
Instrument	661784

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,194.00 (+12.93%) Homeowner's exemption	$560,200 (-9.79%) Land $189,000 Building $371,200	$560,200 (-9.79%) Land $189,000 Building $371,200
2025		$621,000 (+6.24%) Land $183,800 Building $437,200	$621,000 (+6.24%) Land $183,800 Building $437,200
2024	$7,256.00 (+5.04%) Homeowner's exemption	$584,500 (-0.56%) Land $173,300 Building $411,200	$584,500 (-0.56%) Land $173,300 Building $411,200
2023	$6,908.00 Homeowner's exemption	$587,800 Land $173,300 Building $414,500	$587,800 Land $173,300 Building $414,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Carver serves 6,700 people · EPA ID MN1100017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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