Cook County property record for 313 Bernice Ave, Northlake, IL 60164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,401 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Feb 2023) |
| Tax Bill | $7,905 (2023) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-412-004 |
| Primary APN | 12-32-412-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 313 BERNICE AVE |
|---|---|
| City | NORTHLAKE |
| State | IL |
| Zip | 60164-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 32 |
| Legal Subdivision | FOREST DRIVE SUB/G GAUNTLETTS |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 811301 |
Source: Cook County records · APN 12-32-412-004
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 BERNICE AVE, NORTHLAKE, IL 60164-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage WATERMAN BANK |
| Apr 19, 2017 | Warranty Deed, Transfer · Conventional with PMI LEND SMART MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 20238107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 24, 2023 |
| Property Address | 313 BERNICE AVE, NORTHLAKE, IL 60164-1805 |
| Document Number | 0005508107 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2305508107 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2457 S 20TH ST, OMAHA, NE 68108-1319 |
| Name | Verified Name |
|---|---|
| Address | 313 BERNICE AVE, NORTHLAKE, IL 60164-1805 |
| Investor | Possibly a Property Investor |
| Document Number | 0005508108 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2305508108 |
| Name | WATERMAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 19, 2017 |
| Property Address | 313 BERNICE AVE, NORTHLAKE, IL 60164-1805 |
| Document Number | 1710949246 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 10949246 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | GREATER ILLINOIS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2210 HARVEY AVE BERWYN IL 604022401, BERWYN, IL 60402-2401 |
| Document Number | 1710949247 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 10949247 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | Northlake City |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,000 (+17.39%) Land $4,125 Building $22,875 | $270,000 (+17.39%) Land $41,250 Building $228,750 | |
| 2023 | $7,905.00 (-7.61%) | ||
| 2022 | $8,556.00 | $23,000 Land $3,375 Building $19,625 | $230,000 Land $33,750 Building $196,250 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 675 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHLAKE serves 12,840 people |
|---|---|
| Water Source | Purchased surface water from MELROSE PARK |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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