309 Bernice Ave, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 309 Bernice Ave, Northlake, IL 60164

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,108 sqft · built 1953
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$6,078 (2023)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-32-412-003`

Property Details

APN / Parcel Number

Primary APN	`12-32-412-003`
Alternative APN	`12-32-412-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	309 BERNICE AVE
City	NORTHLAKE
State	IL
Zip	60164-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SECTION2) OF (COUNTRY) CLUB ADD TO (MIDLAND) DEVELOP MENT COS NORTHLAKE VILLAGE SUB IN SEC 32-40-12
Legal Range	12E
Legal Township	40N
Legal Section	32
Legal Subdivision	SECTION2 OF COUNTRY CLUB ADD TO MIDLAND
Legal Block	26
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	4
Census Block	4017
Census Tract	811301

Owner

Source: Cook County records · APN 12-32-412-003

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 BERNICE AVE, NORTHLAKE, IL 60164-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2015
Deed Sale	Dec 07, 2015
Deed Document Number	201549009
Prior Transfer Date	Nov 25, 2015
Prior Transfer Doc	0000049009
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	309 BERNICE AVE, NORTHLAKE, IL 60164-1805
Document Number	1821241013
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	309 BERNICE AVE NORTHLAKE IL 601641805, NORTHLAKE, IL 60164-1805

Mortgage

Document Number	1821241013
Date	Jul 31, 2018
Instrument	21241013

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Northlake City
Elementary School District	Berkeley School District 87 (PK - 08)
Secondary School District	Leyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+14.29%) Land $4,125 Building $19,875	$240,000 (+14.29%) Land $41,250 Building $198,750
2023	$6,078.00 (-7.05%)
2022	$6,539.00	$21,000 Land $3,375 Building $17,625	$210,000 Land $33,750 Building $176,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 675 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHLAKE serves 12,840 people
Water Source	Purchased surface water from MELROSE PARK
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.