Cook County property record for 324 Bernice Ave, Northlake, IL 60164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,007 sqft · built 1941 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,762 (2023) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-411-020 |
| Primary APN | 12-32-411-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,007 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 BERNICE AVE |
|---|---|
| City | NORTHLAKE |
| State | IL |
| Zip | 60164-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SECTION2) OF (COUNTRY) CLUB ADD TO (MIDLAND) DEVELOP MENT COS NORTHLAKE VILLAGE SUB IN SEC 32-40-12 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 32 |
| Legal Subdivision | SECTION2 OF COUNTRY CLUB ADD TO MIDLAND |
| Legal Block | 25 |
| Legal Lot Number | 31 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 811301 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 BERNICE AVE, NORTHLAKE, IL 60164-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2014 |
| Deed Sale | Jun 11, 2014 |
| Prior Sale | Jun 29, 2010 · Amount on Record |
| Deed Document Number | 201455044 |
| Prior Transfer Date | May 15, 2014 |
| Prior Transfer Doc | 0000055044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 324 BERNICE AVE, NORTHLAKE, IL 60164-1804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0007514525 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2407514525 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Rate | 8.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 324 BERNICE AVE, NORTHLAKE, IL 60164-1804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 324 BERNICE AVE, NORTHLAKE, IL 60164-1804 |
| Document Number | 0025013521 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2325013521 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 324 BERNICE AVE, NORTHLAKE, IL 60164-1804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0004939123 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2204939123 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | Northlake City |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 (+19.23%) Land $4,125 Building $26,875 | $310,000 (+19.23%) Land $41,250 Building $268,750 | |
| 2023 | $2,762.00 (-62.58%) | ||
| 2022 | $7,381.00 | $26,000 Land $3,375 Building $22,625 | $260,000 Land $33,750 Building $226,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHLAKE serves 12,840 people · EPA ID IL0314710 |
|---|---|
| Water Source | Purchased surface water from MELROSE PARK |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures