Bay County property record for 3128 E Neuman Rd, Pinconning, MI 48650
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jun 2004) |
| Tax Bill | $425 (2026) |
| Deeds & Mortgages | Jul 2025 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 120-042-100-050-03 |
| Primary APN | 120-042-100-050-03 |
|---|
| Lot Area | 57,499 sqft (1.32 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3128 E NEUMAN RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9739 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | COM AT A PT 1265.80 FT E OF NW COR OF SEC TH E 255.68 FT TH S 13D 14M E 190.81 FT TH S 15D 39M W 20.79 FT TH W 293.77 FT TH N |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 286300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 525 HILLWOOD, WHITE LAKE, MI 48383-2958 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2004 · Amount on Record |
| Deed Sale | Jun 2, 2004 · Amount on Record |
| Deed Book / Page | 2217 / 451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3128 E NEUMAN RD, PINCONNING, MI 48650-9739 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 525 HILLWOOD DR, WHITE LAKE, MI 48383-2958 |
| Document Number | 0000008702 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 202508702 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425.00 (+466.67%) | $3,000 (+36.36%) | $6,000 (+36.36%) |
| 2023 | $2,200 | $4,400 | |
| 2022 | $75.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 583.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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