31270 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 31270 River Rd, Orange Beach, AL 36561 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1983
Square Footage1,768 sqft Heated Area
Lot Size36,300 sqft (0.833 acres)
Last Sale$1,610,200 (2026)
Tax Bill$8,462.00 (2025)

Owner

Source: Baldwin County records · APN 64-03-05-0-000-007.003

Assessment roll updated April 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 COUNTY ROAD 115, SHUBUTA, MS 39360-9498
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
May 24, 2023Warranty Deed, Transfer · Line of Credit
BANKFIRST FINANCIAL SERVICES
Jan 22, 2021Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleMay 24, 2023 · Amount on Record
Deed Doc Number20262249612
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateApr 27, 2026
Property Address31270 RIVER RD, ORANGE BEACH, AL 36561-3798
Document Number0002249612
Instrument DateApr 23, 2026
Instrument20262249612
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$162,630.20
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002249613,
DateApr 27, 2026
Instrument20262249613
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 05, 2031
Interest
Rate6.11%
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 24, 2023
Property Address31270 RIVER RD, ORANGE BEACH, AL 36561-3798
Document Number0002065387
Map ReferenceMB 7 PG 52-54
Instrument DateMay 24, 2023
Instrument2065387
Transaction TypeTransfer
Record UpdatedJun 04, 2026
Title CompanySENTINEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1457, ORANGE BEACH, AL 36561-1457

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 COUNTY ROAD 115, SHUBUTA, MS 39360-9498

Mortgage

Document Number0002068466
DateMay 24, 2023
Instrument2068466
Lender
NameBANKFIRST FINANCIAL SERVICES
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term85 Months
DueJun 08, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address31270 RIVER RD, ORANGE BEACH, AL 36561-3798
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001885441
DateJan 22, 2021
Instrument1885441
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 04, 2051

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,462.00 (+495.5%)$302,220 (+351.21%) Land $223,580 Building $78,640$1,610,200 (+11.46%) Land $1,191,300 Building $418,900
2023$1,421.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$66,980 (-39.54%)$1,444,700 (+30.42%) Land $1,119,100 Building $325,600
2022$1,421.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$110,780$1,107,700 Land $833,800 Building $273,900
2021$1,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN64-03-05-0-000-007.003
Alternative APNs
  • 000676
  • 528700
  • 1264

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,768 sqft Heated Area
1st Floor1,768 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area36,300 sqft (0.833 acres)
Depth X Width310 ft x 100 ft Depth x Width

Exterior Amenities

Deck AreaDeck Area
Patio Area193 sqft Patio
ViewWaterfront-Beach (Ocean, River, or Lake) View
Boat AccessBoat Access
Boat House336 sqft Boat House

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number528700
Street Address31270 RIVER RD
CityORANGE BEACH
StateAL
Zip36561-3798
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 126 ONO ISLAND SUBD UNIT 1 MB7 PG52-54
Legal SubdivisionONO ISLAND,
Legal BlockU-1
Legal Lot Number126
Legal Unit1
JurisdictionBALDWIN AL
Minor Civil DivisionFOLEY
Census Blockgroup1
Census Block1012
Census Tract11415

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