31247 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 31247 River Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,274 sqft · built 2003
Lot Size	0.347 acres (15,120 sqft)
Owner	2 Trust Names on File
Last Sale	$680,000 (Mar 2024)
Tax Bill	$3,831 (2026)
Deeds & Mortgages	Mar 2024 Sale May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-03-05-0-000-001.256`

Property Details

APN / Parcel Number

Primary APN	`64-03-05-0-000-001.256`
Alternative APNs	`202262` `338141` `543062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,274 sqft Heated Area
1st Floor Area	2,274 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	180 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	543062
Street Address	31247 RIVER RD
City	ORANGE BEACH
State	AL
Zip	36561-3775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 128 PHASE TWO ONO - NORTH SUB SLIDES 1572-B,1572-C & 1572-D
Legal Subdivision	ONO NORTH PHASE TWO
Legal Phase	2
Legal Block	PH 2
Legal Lot Number	128
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1017
Census Tract	11415

Owner

31247 River Rd is held in a trust since March 2024.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	8044 ROAD 529, BILOXI, MS 39532-8124
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	20242109887
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 1, 2024
Property Address	31247 RIVER RD, ORANGE BEACH, AL 36561-3775
Document Number	0002109887
Map Reference	SL 1572B-1572D
Instrument Date	Feb 29, 2024
Instrument	2109887
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 SENIEK PL, MONTGOMERY, AL 36117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8044 ROAD 529, BILOXI, MS 39532-8124
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 1, 2017
Property Address	31247 RIVER RD, ORANGE BEACH, AL 36561-3775
Document Number	0001630469
Instrument Date	Apr 26, 2017
Instrument	1630469
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31247 RIVER RD ORANGE BEACH AL 365613775, ORANGE BEACH, AL 36561-3775

Mortgage

Document Number	1630470
Date	May 1, 2017
Instrument	1630470

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2026 property tax bill for 31247 River Rd was $3,831, up 0.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,831.00 (+0.21%)
2025	$3,823.00	$136,540 Land $24,520 Building $112,020	$682,700 Land $122,600 Building $560,100
2023	$1,700.00 (+14.17%)	$60,740 (+14.22%)	$607,400 (+14.22%) Land $130,000 Building $477,400
2022	$1,489.00 (+87.3%)	$53,180	$531,800 Land $94,800 Building $437,000
2021	$795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31247 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31247 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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