3125 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 3125 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-020-031-00`

Property Details

APN / Parcel Number

Primary APN	`02-020-031-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Basement Area	609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3125 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 20 T8S R7E 1 ACRE COM @ A PT 1151.72 FT S 89D 24M E FR NW COR OF SEC 20 TH S 89D 24M E 87.09 FT TH S 0D 08M E 495.02 FT
Legal Range	07E
Legal Township	08S
Legal Section	20
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	833100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3125 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 2, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Feb 6, 2003 · Amount on Record
Deed Document Number	202124092
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 17, 2021
Property Address	3125 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Document Number	2021R24092
Instrument Date	Sep 10, 2021
Instrument	2021R24092
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3125 W TEMPERANCE RD, 3125, TEMPERANCE, MI 48182-9477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477

Mortgage

Document Number	2021R24093
Date	Sep 17, 2021
Instrument	2021R24093

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3125 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Document Number	0000020041
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3125 W TEMPERANCE RD TEMPERANCE MI 481829477, TEMPERANCE, MI 48182-9477

Mortgage

Document Number	0000020041
Date	Nov 2, 2018
Instrument	20041

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,800 (+32.44%) Land $147,800	$295,600 (+32.44%) Land $295,600
2025	$3,325.00 (+12.64%) Homeowner's exemption
2023	$2,952.00 Homeowner's exemption	$111,600	$223,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber.

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