3092 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 3092 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-017-051-00`

Property Details

APN / Parcel Number

Primary APN	`02-017-051-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Basement Area	1,352 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3092 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 17 T8S R7E 1 ACRE COM SW COR W 1/2 OF E 1/2 OF SW 1/4 E 82.5 FT N 528 FT W 82.5 FT S 528 FT TO POB
Legal Range	07E
Legal Township	08S
Legal Section	17
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	833100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3624 WYCKLIFFE PKWY, TOLEDO, OH 43613-4821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHERN OHIO
Nov 26, 2025	Intrafamily Transfer, Transfer · Loan Assumption ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 12, 2021	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Nov 26, 2025
Deed Document Number	202613171
Prior Transfer Date	Nov 14, 2025
Prior Transfer Doc	0000019557
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 28, 2026
Property Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015
Document Number	0000013171
Instrument Date	Jul 21, 2026
Instrument	202613171
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	LAWYERS TITLE AGENCY, LAWYERS TITLE AGENCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 WYCKLIFFE PKWY, TOLEDO, OH 43613-4821

Mortgage

Document Number	0000013172,
Date	Jul 28, 2026
Instrument	202613172

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015

Mortgage

Document Number	0000001771
Date	Feb 6, 2025
Instrument	2025R01771

Lender

Name	FIFTH THIRD BANK NORTHERN OHIO
Type	Bank
Address	TEMPERANCE, MI 48182

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Nov 26, 2025
Property Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015
Document Number	0000019557
Instrument Date	Nov 14, 2025
Instrument	2025R19557
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015

Mortgage

Document Number	0000019558
Date	Nov 26, 2025
Instrument	2025R19558

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	303 Months
Due	Feb 1, 2051

Interest

Rate	2.87%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 12, 2021
Property Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015
Document Number	2021R01232
Instrument Date	Jan 8, 2021
Instrument	2021R01232
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 W TEMPERANCE RD, 3092, TEMPERANCE, MI 48182-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 W TEMPERANCE RD, TEMPERANCE, MI 48182-3015

Mortgage

Document Number	2021R01233
Date	Jan 12, 2021
Instrument	2021R01233

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,900 (+3.97%) Land $143,900	$287,800 (+3.97%) Land $287,800
2025	$3,523.00 (+3.22%) Homeowner's exemption	$138,400 (+12.43%) Land $138,400	$276,800 (+12.43%) Land $276,800
2024	$3,413.00 (+4.85%)
2023	$3,255.00 Homeowner's exemption	$123,100	$246,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber.

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