3102 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 3102 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Jan 2014)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-017-050-00`

Property Details

APN / Parcel Number

Primary APN	`02-017-050-00`

Exterior

Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3102 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 T8S R7E 1.09 ACRES COM AT SE COR OF W 1/2 OF SW 1/4 OF SEC 17 T8S R7E TH W 85 FT TH N TO CEN OF INDIAN CREEK DRAIN TH
Legal Range	07E
Legal Township	08S
Legal Section	17
Legal Subdivision	INDIAN CREEK
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	833100

Owner

3102 W Temperance Rd is owned and occupied by an individual who bought it in January 2014.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3102 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit MORTGAGEE DIRECTIONS CU
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
May 2, 2018	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2014 · Amount on File
Deed Sale	Jan 22, 2014 · Amount on File
Deed Document Number	20141079
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3102 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Document Number	0000017897
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3102 W TEMPERANCE RD TEMPERANCE MI 481829477, TEMPERANCE, MI 48182-9477

Mortgage

Document Number	0000017897
Date	Sep 1, 2020
Instrument	17897

Lender

Name	MORTGAGEE DIRECTIONS CU
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 31, 2030

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3102 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Document Number	0000021200
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 W TEMPERANCE RD TEMPERANCE MI 481829477, TEMPERANCE, MI 48182-9477

Mortgage

Document Number	0000021200
Date	Dec 4, 2019
Instrument	21200

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	PLAIN CITY, OH 43064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3102 W TEMPERANCE RD, TEMPERANCE, MI 48182-9477
Document Number	0000009575
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3102 W TEMPERANCE RD TEMPERANCE MI 481829477, TEMPERANCE, MI 48182-9477

Mortgage

Document Number	0000009575
Date	May 30, 2018
Instrument	9575

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 29, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3102 W Temperance Rd was $2,419 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,800 Land $131,800	$263,600 Land $263,600
2025	$2,419.00 Homeowner's exemption
2023	$2,145.00 Homeowner's exemption	$97,100	$194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 W Temperance Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 W Temperance Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber.

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