3125 Miramontes Rd, Jamul, CA 91935 Property Records

San Diego County property record for 3125 Miramontes Rd, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1968
Lot Size	1.71 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2013)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`596-140-06-00`

Property Details

APN / Parcel Number

Primary APN	`596-140-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	74,923 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3125 MIRAMONTES RD
City	JAMUL
State	CA
Zip	91935-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 3-17-1E POR
Legal Range	01E
Legal Township	17
Legal Section	03
Legal Subdivision	SAN BERNARDINO BASE & MERIDIAN
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3125 MIRAMONTES RD, JAMUL, CA 91935-3250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE HOUSE LARIBA
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on Record
Deed Sale	Dec 13, 2013 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	2013720609
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0000105027
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3125 MIRAMONTES RD, JAMUL, CA 91935-3250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000479947
Date	Aug 24, 2020
Instrument	2020-0479947

Lender

Name	AMERICAN FINANCE HOUSE LARIBA
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3125 MIRAMONTES RD, JAMUL, CA 91935-3250
Document Number	0000309445
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3125 MIRAMONTES RD JAMUL CA 919353250, JAMUL, CA 91935-3250

Mortgage

Document Number	0000309445
Date	Jul 30, 2018
Instrument	309445

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,124 (+2%) Land $187,551 Building $262,573
2025	$5,360.00 (+3.98%) Homeowner's exemption	$441,299 (+4.04%) Land $183,874 Building $257,425
2023	$5,155.00 (+2.44%) Homeowner's exemption	$424,165 Land $176,735 Building $247,430
2022	$5,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SDWISP.

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