3109 Miramontes Rd, Jamul, CA 91935 Property Records

San Diego County property record for 3109 Miramontes Rd, Jamul, CA 91935

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,241 sqft · built 1980
Lot Size1.9 acres (82,764 sqft)
OwnerCompany Name on File
Tax Bill$6,351 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2020 Transfer
+ 1 more
Flood ZoneZone D (undetermined)
APN596-140-07-00

Property Details

APN / Parcel Number

Primary APN596-140-07-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,241 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area82,764 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3109 MIRAMONTES RD
CityJAMUL
StateCA
Zip91935-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 3-17-1E POR
Legal Range01E
Legal Township17
Legal Section03
Legal SubdivisionSAN BERNARDINO MERIDIAN
Legal Block2
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group2
Census Block2000
Census Tract21304

Owner

3109 Miramontes Rd is owned by a company that acquired it in September 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3109 MIRAMONTES RD, JAMUL, CA 91935-3250
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 17, 2020Quit Claim Deed, Transfer
SOLIDIFI TITLE
Sep 17, 2020Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2020
Deed SaleSep 17, 2020
Prior SaleOct 19, 1999 · Amount on File
Deed Document Number2020545569
Prior Transfer DateAug 1, 2020
Prior Transfer Doc0000545569
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3109 MIRAMONTES RD, JAMUL, CA 91935-3250
Transaction TypeMortgage
Record UpdatedJun 8, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 MIRAMONTES RD, JAMUL, CA 91935-3250

Mortgage

Document Number0000401430
DateMay 27, 2021
Instrument2021-0401430
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 17, 2020
Property Address3109 MIRAMONTES RD, JAMUL, CA 91935-3250
Document Number0000545571
Instrument DateAug 1, 2020
Instrument545571
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanySOLIDIFI TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3109 MIRAMONTES RD JAMUL CA 919353250, JAMUL, CA 91935-3250

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 17, 2020
Property Address3109 MIRAMONTES RD, JAMUL, CA 91935-3250
Document Number0000545569
Instrument DateAug 1, 2020
Instrument2020-0545569
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySOLIDIFI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3109 MIRAMONTES RD, JAMUL, CA 91935-3250

Mortgage

Document Number0000545570
DateSep 17, 2020
Instrument2020-0545570
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Miramontes Rd was $6,351 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictJamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$534,419 (+2%) Land $146,469 Building $387,950
2025$6,351.00 Homeowner's exemption$523,942 Land $143,598 Building $380,344
2023$6,108.00 (+2.45%) Homeowner's exemption$503,599 Land $138,023 Building $365,576
2022$5,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3109 Miramontes Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Miramontes Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: SDWISP.

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