3122 Miramontes Rd, Jamul, CA 91935 Property Records

San Diego County property record for 3122 Miramontes Rd, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,299 sqft · built 1992
Lot Size	2.85 acres (124,146 sqft)
Owner	Company Name on Record
Tax Bill	$7,811 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`596-140-04-00`

Property Details

APN / Parcel Number

Primary APN	`596-140-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	4,299 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	124,146 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	3122 MIRAMONTES RD
City	JAMUL
State	CA
Zip	91935-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 3-17-1E POR
Legal Range	01E
Legal Township	17
Legal Section	03
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3122 MIRAMONTES RD, JAMUL, CA 91935-3248
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2020
Transfer Doc	0000716277
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3122 MIRAMONTES RD, JAMUL, CA 91935-3248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010594
Date	Jan 9, 2017
Instrument	2017-0010594

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2020
Property Address	3122 MIRAMONTES RD, JAMUL, CA 91935-3248
Document Number	0000714401
Instrument Date	Oct 26, 2020
Instrument	2020-0714401
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3122 MIRAMONTES RD, JAMUL, CA 91935-3248

Mortgage

Document Number	0000714402
Date	Nov 13, 2020
Instrument	2020-0714402

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2020
Property Address	3122 MIRAMONTES RD, JAMUL, CA 91935-3248
Document Number	0000716277
Instrument Date	Oct 26, 2020
Instrument	716277
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3122 MIRAMONTES RD JAMUL CA 919353248, JAMUL, CA 91935-3248

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3122 MIRAMONTES RD, JAMUL, CA 91935-3248
Document Number	0000122423
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3122 MIRAMONTES RD JAMUL CA 919353248, JAMUL, CA 91935-3248

Mortgage

Document Number	0000122423
Date	Mar 17, 2017
Instrument	122423

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,059 (+2%) Land $45,458 Building $601,601
2025	$7,811.00 (+3.9%) Homeowner's exemption	$634,372 (+4.04%) Land $44,567 Building $589,805
2023	$7,518.00 (+2.41%) Homeowner's exemption	$609,741 Land $42,838 Building $566,903
2022	$7,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SDWISP.

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