Webb County property record for 3123 Guerra Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,629 sqft · built 2010 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Apr 2018) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 985-14004-120 |
| Primary APN | 985-14004-120 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,629 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 245 sqft |
| Street Address | 3123 GUERRA DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-8888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SHILOH CROSSING, BLOCK 4, LOT 12, PHASE 3 |
| Legal Subdivision | SHILOH CROSSING |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1725 |
3123 Guerra Dr is owned and occupied by an individual who bought it in April 2018.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Jan 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 20, 2018 | Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on File |
| Deed Sale | Apr 20, 2018 · Amount on File |
| Deed Document Number | 20181326813 |
| Deed Book / Page | 4405 / 108 |
| Prior Transfer Date | Apr 19, 2018 |
| Prior Transfer Doc | 004405/108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 23, 2026 |
| Property Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Document Number | 0001593612 |
| Book / Page | 6079 / 59 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20261593612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Document Number | 0001593612, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 6079/59 |
| Instrument | 20261593612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Document Number | 004933/563 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 4933/563 |
| Instrument | 1415006 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | May 1, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Apr 20, 2018 |
| Property Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Document Number | 004405/108 |
| Book / Page | 4405 / 108 |
| Map Reference | VOL 29 PG 7-9 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 1326813 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3123 GUERRA DR, LAREDO, TX 78045-8888 |
| Document Number | 0001326814 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 1326814 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 3123 Guerra Dr was $1,459 with a homeowner's exemption, down 12.8% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,456 (-0.64%) Land $83,640 Building $202,816 | $286,456 (-0.64%) Land $83,640 Building $202,816 | |
| 2025 | $1,459.00 (-12.79%) Homeowner's exemption | $288,296 Land $83,640 Building $204,656 | $288,296 Land $83,640 Building $204,656 |
| 2024 | $1,673.00 | ||
| 2023 | $244,464 Land $70,200 Building $174,264 | $244,464 Land $70,200 Building $174,264 | |
| 2022 | $1,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3123 Guerra Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3123 Guerra Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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