3118 Guerra Dr, Laredo, TX 78045 Property Records

Webb County property record for 3118 Guerra Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 2009
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2016)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`985-14001-120`

Property Details

APN / Parcel Number

Primary APN	`985-14001-120`
Alternative APN	`437614`

Interior

Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	1,633 sqft
Utility Area	80 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	520 sqft

Location & Zoning

Street Address	3118 GUERRA DR
City	LAREDO
State	TX
Zip	78045-8888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SHILOH CROSSING, BLOCK 1, LOT 12, PHASE 3
Legal Subdivision	SHILOH CROSSING
Legal Phase	3
Legal Block	1
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2001
Census Tract	1725

Owner

3118 Guerra Dr is owned and occupied by an individual who bought it in June 2016.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3118 GUERRA DR, LAREDO, TX 78045-8888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	May 5, 2015 · Amount on File
Deed Document Number	20161268748
Deed Book / Page	4069 / 867
Prior Transfer Date	Jun 28, 2016
Prior Transfer Doc	004069/867
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 2, 2026
Property Address	3118 GUERRA DR, LAREDO, TX 78045-8888
Document Number	0001583798
Book / Page	6012 / 685
Instrument Date	Mar 26, 2026
Instrument	20261583798
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 GUERRA DR, LAREDO, TX 78045-8888
Investor	Possibly a Property Investor

Mortgage

Document Number	0001583798,
Date	Apr 2, 2026
Book Page	6012/685
Instrument	20261583798

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3118 Guerra Dr was $1,476 with a homeowner's exemption, up 9.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,143 (+2.19%) Land $88,832 Building $209,311	$298,143 (+0.36%) Land $88,832 Building $209,311
2025	$1,476.00 (+9.66%) Homeowner's exemption	$291,759	$297,066 Land $88,832 Building $208,234
2024	$1,346.00
2023		$241,123 Land $74,560 Building $166,563	$241,123 Land $74,560 Building $166,563
2022	$1,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3118 Guerra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 Guerra Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20