3124 Guerra Dr, Laredo, TX 78045 Property Records

Webb County property record for 3124 Guerra Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,582 sqft · built 2009
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$314,700 (Oct 2021)
Tax Bill$1,437 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN985-14001-090

Property Details

APN / Parcel Number

Primary APN985-14001-090
Alternative APN
  • 437611

Interior

Stories1 Story
Building Area1,582 sqft Living Area
Gross Area2,022 sqft
1st Floor Area1,582 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area265 sqft

Location & Zoning

Street Address3124 GUERRA DR
CityLAREDO
StateTX
Zip78045-8888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSHILOH CROSSING, BLOCK 1, LOT 9, PHASE 3
Legal SubdivisionSHILOH CROSSING
Legal Phase3
Legal Block1
Legal Lot Number9
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2001
Census Tract1725

Owner

3124 Guerra Dr is owned and occupied by an individual who bought it in October 2021.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address3124 GUERRA DR, LAREDO, TX 78045-8888
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 29, 2021Vendor's Lien, Transfer · Conventional Mortgage
VAN DYK MORTGAGE CORP
Dec 18, 2018Vendor's Lien, Transfer · FHA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2021 · Amount on File
Deed SaleOct 29, 2021 · Amount on File
Prior SaleDec 18, 2018 · Amount on File
Deed Document Number20211447129
Deed Book / Page5142 / 837
Prior Transfer DateOct 22, 2021
Prior Transfer Doc005142/837
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3124 GUERRA DR, LAREDO, TX 78045-8888
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3124 GUERRA DR, LAREDO, TX 78045-8888

Mortgage

Document Number004863/179
DateSep 15, 2020
Book Page4863/179
Instrument1404199
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueJan 1, 2049

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 29, 2021
Property Address3124 GUERRA DR, LAREDO, TX 78045-8888
Document Number005142/837
Book / Page5142 / 837
Map ReferenceVOL 29 PG 7-9
Instrument DateOct 22, 2021
Instrument1447129
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAWYERS TITLE, LTA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3124 GUERRA DR, LAREDO, TX 78045-8888

Mortgage

Document Number0001447130
DateOct 29, 2021
Instrument1447130
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 18, 2018
Property Address3124 GUERRA DR, LAREDO, TX 78045-8888
Document Number004522/735
Book / Page4522 / 735
Map ReferenceVOL 29 PG 7-9
Instrument DateDec 14, 2018
Instrument1347587
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3124 GUERRA DR, LAREDO, TX 78045-8888

Mortgage

Document Number0001347588
DateDec 18, 2018
Instrument1347588
Lender
NamePRIMELENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3124 Guerra Dr was $1,437 with a homeowner's exemption, up 6.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,199 (-0.64%) Land $83,640 Building $198,559$282,199 (-0.64%) Land $83,640 Building $198,559
2025$1,437.00 (+6.84%) Homeowner's exemption$284,016 Land $83,640 Building $200,376$284,016 Land $83,640 Building $200,376
2024$1,345.00
2023$240,951 Land $70,200 Building $170,751$240,951 Land $70,200 Building $170,751
2022$1,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 Guerra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 Guerra Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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