3121 Reflection Dr, Naperville, IL 60564 Property Records

Will County property record for 3121 Reflection Dr, Naperville, IL 60564 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,610 sqft · built 1998
Lot Size0.1 acres (4,365 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Sep 2022)
Tax Bill$6,488 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-01-09-202-029

Property Details

APN / Parcel Number

Primary APN07-01-09-202-029

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,610 sqft Total Area
1st Floor Area725 sqft
2nd Floor Area885 sqft
Basement Area725 sqft
Unfinished Basement725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTownhouse
Construction TypeFrame
Lot Area4,365 sqft (0.1 acres)
Garage Area475 sqft

Location & Zoning

Street Address3121 REFLECTION DR
CityNAPERVILLE
StateIL
Zip60564-4690
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 157 IN THE SIGNATURE CLUB AT CLEARWATER, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 9, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section09
Legal SubdivisionSIGNATURE CLUB @ CLEARWATER
Legal Lot Number157
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1004
Census Tract880323

Owner

Source: Will County records · APN 07-01-09-202-029

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3121 REFLECTION DR, NAPERVILLE, IL 60564-4690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Prior SaleJun 02, 2016 · Amount on Record
Deed Document Number202270261
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateSep 22, 2022
Property Address3121 REFLECTION DR, NAPERVILLE, IL 60564-4690
Document Number0000070261
Map ReferenceDOC R97-108385
Instrument DateAug 12, 2022
InstrumentR2022070261
Transaction TypeTransfer
Record UpdatedOct 03, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3121 REFLECTION DR, NAPERVILLE, IL 60564-4690

Mortgage

Document Number0000070262
DateSep 22, 2022
InstrumentR2022070262
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,488.00 (+17.51%)
2024$101,924 (+23.97%) Land $31,481 Building $70,443$305,772 (+23.97%) Land $94,443 Building $211,329
2022$5,521.00 Homeowner's exemption$82,214 Land $26,308 Building $55,906$246,642 Land $78,924 Building $167,718

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reflection Dr

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