3128 Reflection Dr, Naperville, IL 60564 Property Records

Will County property record for 3128 Reflection Dr, Naperville, IL 60564 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2.5 Baths
Architecture Style	Townhouse
Year Built	Built 1999
Square Footage	1,619 sqft Total Area
Lot Size	5,037 sqft (0.12 acres)
Garage	440 sqft
Last Sale	$212,000 (2004)
Tax Bill	$7,063.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-01-09-203-009`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,619 sqft Total Area
1st Floor	1,120 sqft 1st Floor
2nd Floor	499 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Lot Area	5,037 sqft (0.12 acres)
Garage Area	440 sqft Garage

Location & Zoning

Street Address	3128 REFLECTION DR
City	NAPERVILLE
State	IL
Zip	60564-4635
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 171 IN THE SIGNATURE CLUB AT CLEARWATER, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 9, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	09
Legal Subdivision	SIGNATURE CLUB @ CLEARWATER
Legal Lot Number	171
Jurisdiction	WILL IL
Minor Civil Division	WHEATLAND
Census Blockgroup	1
Census Block	1002
Census Tract	880323

Owner

Source: Will County records · APN 07-01-09-203-009

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6746 S BILOXI CT, AURORA, CO 80016-5942
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2004 · Amount on Record
Deed Sale	Jun 18, 2004 · Amount on Record
Prior Sale	Nov 30, 1999 · Amount on Record
Deed Doc Number	2004111239
Record Refreshed	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 05, 2017
Property Address	3128 REFLECTION DR, NAPERVILLE, IL 60564-4635
Document Number	0000095219
Instrument Date	Dec 01, 2017
Instrument	95219
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4803 DAGGETS CT NAPERVILLE IL 605644318, NAPERVILLE, IL 60564-4318

Mortgage

Document Number	95220
Date	Dec 05, 2017
Instrument	95220

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2047

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,063.00 (+17.33%)
2024		$103,036 (+24%) Land $31,481 Building $71,555	$309,108 (+24%) Land $94,443 Building $214,665
2022	$6,020.00	$83,095 Land $26,308 Building $56,787	$249,285 Land $78,924 Building $170,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.