Will County property record for 3118 Reflection Dr, Naperville, IL 60564
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,012 sqft · built 1999 |
| Lot Size | 0.08 acres (3,393 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jan 2025) |
| Tax Bill | $8,488 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-09-203-006 |
| Primary APN | 07-01-09-203-006 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Total Area |
| 1st Floor Area | 851 sqft |
| 2nd Floor Area | 1,161 sqft |
| Basement Area | 851 sqft |
| Unfinished Basement | 851 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Lot Area | 3,393 sqft (0.08 acres) |
| Garage Area | 454 sqft |
| Street Address | 3118 REFLECTION DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4635 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 168 IN THE SIGNATURE CLUB AT CLEARWATER, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 9, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 09 |
| Legal Subdivision | SIGNATURE CLUB @ CLEARWATER |
| Legal Lot Number | 168 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 880323 |
Source: Will County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 PLAZA PL, AURORA, IL 60504-4402 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on Record |
| Deed Sale | Jan 22, 2025 · Amount on Record |
| Deed Document Number | 20253533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3118 REFLECTION DR, NAPERVILLE, IL 60564-4635 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3118 REFLECTION DR, NAPERVILLE, IL 60564-4635 |
| Document Number | 0000002902 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | R2026002902 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: Will County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,488.00 (+25.17%) | ||
| 2024 | $123,834 (+24.33%) Land $31,481 Building $92,353 | $371,502 (+24.33%) Land $94,443 Building $277,059 | |
| 2022 | $6,781.00 Homeowner's exemption | $99,600 Land $26,308 Building $73,292 | $298,800 Land $78,924 Building $219,876 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures