3121 Keystone Pointe Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3121 Keystone Pointe Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,294 sqft Heated Area
Lot Size	25,788 sqft (0.592 acres)
Occupancy	Owner Occupied
Last Sale	$286,600 (2005)
Tax Bill	$2,278.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`122053`
Alternative APN	`222630023100010110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,294 sqft Heated Area
Gross Area	3,004 sqft Gross Area
1st Floor	2,294 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	25,788 sqft (0.592 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Deck Area	444 sqft Deck
Porch	Open Porch
Porch Area	310 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	122053
Street Address	3121 KEYSTONE POINTE CT
City	SAINT CLOUD
State	FL
Zip	34772-6523
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 11
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE
Legal Phase	1
Legal Tract	231
Legal Block	1
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 122053

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3121 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Doc Number	2005078837
Deed Book / Page	2743 / 2689
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (+6.85%) Homeowner's exemption	$170,185 (+5.99%)	$376,500 (+9%) Land $75,000 Building $301,500
2023	$2,132.00 (+4%) Homeowner's exemption	$160,572 (+3%)	$345,400 (+8.01%) Land $60,000 Building $285,400
2022	$2,050.00 Homeowner's exemption	$155,896	$319,800 Land $55,000 Building $264,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.