Osceola County property record for 3115 Keystone Pointe Ct, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,291 sqft Living Area |
| Lot Size | 11,282 sqft (0.259 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,000 (2016) |
| Tax Bill | $2,130.00 (2024) |
| Primary APN | 22-26-30-0231-0001-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 3,160 sqft Gross Area |
| 1st Floor | 2,291 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,282 sqft (0.259 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 628 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 312 sqft Pool |
| Deck Area | 930 sqft Deck |
| Patio Area | 100 sqft Patio |
| Porch Area | 241 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3115 KEYSTONE POINTE CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 8 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 231 |
| Legal Block | 80 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0231-0001-0080
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3115 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2016 · Amount on Record |
| Deed Sale | Jun 09, 2016 · Amount on Record |
| Prior Sale | Sep 25, 2008 · Amount on Record |
| Deed Doc Number | 201687076 |
| Deed Book / Page | 4973 / 697 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 0037441753 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3115 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3115 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523 |
| Document Number | 0060050600 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 6005/600 |
| Instrument | 2021111811 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3115 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523 |
| Document Number | 0054892723 |
| Instrument Date | Mar 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3115 KEYSTONE POINTE CT ST CLOUD FL 347726523, ST CLOUD, FL 34772-6523 |
| Document Number | 0054892723 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 005489/002723 |
| Instrument | 31226 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3115 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523 |
| Document Number | 0052240616 |
| Book / Page | 005224 / 000616 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3115 KEYSTONE POINTE CT ST CLOUD FL 347726523, ST CLOUD, FL 34772-6523 |
| Document Number | 0052240616 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 005224/000616 |
| Instrument | 147657 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,210.00 (+3.76%) Homeowner's exemption | $166,371 (+5.99%) | $387,800 (+8.51%) Land $75,000 Building $312,800 |
| 2024 | $2,130.00 (+3%) | ||
| 2023 | $2,068.00 (+4.08%) Homeowner's exemption | $156,974 (+3%) | $357,400 (+7.68%) Land $60,000 Building $297,400 |
| 2022 | $1,987.00 Homeowner's exemption | $152,402 | $331,900 Land $55,000 Building $276,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 239 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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