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3116 Keystone Pointe Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3116 Keystone Pointe Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,035 sqft Living Area
Lot Size11,282 sqft (0.259 acres)
OccupancyOwner Occupied
Last Sale$259,900 (2005)
Tax Bill$1,437.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-26-30-0231-0001-0140
Alternative APNs
  • 263022023100010140
  • 122056

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,035 sqft Living Area
Gross Area2,587 sqft Gross Area
1st Floor2,035 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,282 sqft (0.259 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area110 sqft Shed
Patio Area140 sqft Patio
Porch Area132 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3116 KEYSTONE POINTE CT
CitySAINT CLOUD
StateFL
Zip34772-6523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 14
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionKEYSTONE POINTE PH 1
Legal Phase1
Legal Tract231
Legal Block140
Legal Lot Number14
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1013
Census Tract43207

Owner

Source: Osceola County records · APN 22-26-30-0231-0001-0140

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1702 PETIOLE PL, KISSIMMEE, FL 34744-6490
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 20, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2005 · Amount on Record
Deed SaleJun 21, 2005 · Amount on Record
Prior SaleJan 19, 2005 · Amount on Record
Deed Doc Number2005141527
Deed Book / Page2817 / 601
Prior Transfer DateFeb 28, 2005
Prior Transfer Doc0027230757
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523

Mortgage

Document Number0061991036
DateApr 22, 2022
Book Page6199/1036
Instrument2022063890
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523
Document Number0051080660
Book / Page005108 / 000660
Instrument DateFeb 20, 2017
Transaction TypeMortgage
Record UpdatedApr 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 KEYSTONE POINTE CT ST CLOUD FL 347726523, ST CLOUD, FL 34772-6523

Mortgage

Document Number0051080660
DateFeb 27, 2017
Book Page005108/000660
Instrument31050
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,494.00 (+3.97%) Homeowner's exemption$126,376 (+5.99%)$309,900 (+9.43%) Land $75,000 Building $234,900
2024$1,437.00 (+3.53%)
2023$1,388.00 (+4.6%) Homeowner's exemption$119,238 (+3%)$283,200 (+8.46%) Land $60,000 Building $223,200
2022$1,327.00 Homeowner's exemption$115,766$261,100 Land $55,000 Building $206,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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