3121 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3121 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,412 sqft · built 2004
Lot Size	0.286 acres (12,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2017)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4479-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4479-5`
Alternative APN	`33-4N-23-1000-000C-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,412 sqft Heated Area
Gross Area	3,116 sqft
1st Floor Area	2,412 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,466 sqft (0.286 acres)
Garage Type	Finished
Garage Area	434 sqft
Porch	Open Porch
Porch Area	60 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3121 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH I BL C LOT 14
Legal Range	23
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	C
Legal Block	C
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1008
Census Tract	20303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3121 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	3143702
Deed Book / Page	3305 / 3931
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 27, 2017
Property Address	3121 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number	0033053931
Book / Page	003305 / 003931
Instrument Date	Jun 23, 2017
Instrument	3143702
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3121 BORDER CREEK RD CRESTVIEW FL 325399065, CRESTVIEW, FL 32539-9065

Mortgage

Document Number	33053932
Date	Jun 27, 2017
Book Page	003305/003932
Instrument	3143703

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00 (+6.4%) Homeowner's exemption	$204,894 (+5.99%)	$280,974 (-7.33%) Land $38,922 Building $242,052
2023	$1,625.00 (+2.59%) Homeowner's exemption	$193,320 (+3%)	$303,187 (+8.31%) Land $33,068 Building $270,119
2022	$1,584.00 Homeowner's exemption	$187,689	$279,932 Land $30,905 Building $249,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20