3124 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3124 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,306 sqft · built 2004
Lot Size	0.25 acres (10,906 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Aug 2023)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4456-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4456-3`
Alternative APNs	`33-4N-23-1000-000B-0020` `23N4331000000B0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	2,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,906 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	58 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3124 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH I BL B LOT 2
Legal Range	23W
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	1
Legal Block	B
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1007
Census Tract	20303

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 18, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 17, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Jun 5, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	20233642312
Deed Book / Page	3688 / 1932
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0031860506
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Apr 6, 2026
Property Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0003808661
Instrument Date	Mar 31, 2026
Instrument	20263808661
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	0003808661,
Date	Apr 6, 2026
Instrument	20263808661

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2023
Property Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0036881932
Book / Page	3688 / 1932
Map Reference	MB 20 PG 55
Instrument Date	Aug 16, 2023
Instrument	3642312
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 HARRIS AVE, HAMPTON, VA 23665-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	0036881934
Date	Aug 18, 2023
Instrument	3688/1934

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 17, 2021
Property Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0035541339
Book / Page	3554 / 1339
Map Reference	MB 20 PG 55
Instrument Date	May 21, 2021
Instrument	3464460
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6109 RIDGE RD, 6109, HIGHLAND, UT 84003-3623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	35541341
Date	Jun 17, 2021
Instrument	3554/1341

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 5, 2018
Property Address	3124 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0033530688
Book / Page	003353 / 000688
Instrument Date	May 31, 2018
Instrument	3211341
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	MAIN STREET LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3124 BORDER CREEK RD CRESTVIEW FL 325399061, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	33530690
Date	Jun 5, 2018
Book Page	003353/000690
Instrument	3211342

Lender

Name	USAA
Address	SAN ANTONIO, TX 78228-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (-8.14%)	$266,111 (-6.95%) Land $38,922 Building $227,189	$266,111 (-6.95%) Land $38,922 Building $227,189
2023	$2,517.00 (-5.91%) Homeowner's exemption	$285,980 (+8.33%) Land $33,068 Building $252,912	$285,980 (+8.33%) Land $33,068 Building $252,912
2022	$2,675.00	$263,995 Land $30,905 Building $233,090	$263,995 Land $30,905 Building $233,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

3124 Border Creek Rd, Crestview, FL 32539 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Border Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number