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  5. Border Creek Rd

3112 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3112 Border Creek Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,331 sqft · built 2014
Lot Size0.266 acres (11,575 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Apr 2019)
Tax Bill$2,272 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-599-1128-9

Property Details

APN / Parcel Number

Primary APNC56-000-599-1128-9
Alternative APNs
  • 33-4N-23-1001-000F-0270
  • 23N4331001000F0270

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,331 sqft Living Area
Gross Area3,250 sqft
1st Floor Area2,331 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,575 sqft (0.266 acres)
Garage TypeAttached
Garage Area608 sqft
PorchFinished/Open Porch
Porch Area311 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3112 BORDER CREEK RD
CityCRESTVIEW
StateFL
Zip32539-9060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKE ESTATES PH II LOT 27 BLK F
Legal Range23W
Legal Township04N
Legal Section33
Legal SubdivisionBROOKE ESTATES
Legal Phase2
Legal BlockF
Legal Lot Number27
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1007
Census Tract20303

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3112 BORDER CREEK RD, CRESTVIEW, FL 32539-9060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · FHA Mortgage
ELEVEN MTG
Jan 17, 2020Deed of Trust, Mortgage · FHA Mortgage
ELEVEN MTG
Apr 8, 2019Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2019 · Amount on Record
Deed SaleApr 8, 2019 · Amount on Record
Prior SaleNov 18, 2014 · Amount on Record
Deed Document Number20193269642
Deed Book / Page3392 / 3224
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3112 BORDER CREEK RD, CRESTVIEW, FL 32539-9060
Document Number0034922530
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3112 BORDER CREEK RD CRESTVIEW FL 325399060, CRESTVIEW, FL 32539-9060

Mortgage

Document Number0034922530
DateSep 21, 2020
Book Page003492/002530
Instrument3391573
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3112 BORDER CREEK RD, CRESTVIEW, FL 32539-9060
Document Number0034400186
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3112 BORDER CREEK RD CRESTVIEW FL 325399060, CRESTVIEW, FL 32539-9060

Mortgage

Document Number0034400186
DateJan 23, 2020
Book Page003440/000186
Instrument3332248
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 8, 2019
Property Address3112 BORDER CREEK RD, CRESTVIEW, FL 32539-9060
Document Number0033923224
Book / Page003392 / 003224
Instrument DateMar 14, 2019
Instrument3269642
Transaction TypeTransfer
Record UpdatedApr 22, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3112 BORDER CREEK RD CRESTVIEW FL 325399060, CRESTVIEW, FL 32539-9060

Mortgage

Document Number33923226
DateApr 8, 2019
Book Page003392/003226
Instrument3269643
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,272.00 (+6.02%) Homeowner's exemption$261,952 (+5.99%)$311,073 (-7.75%) Land $38,922 Building $272,151
2023$2,143.00 (+2.39%) Homeowner's exemption$247,154 (+3%)$337,220 (+6.66%) Land $33,068 Building $304,152
2022$2,093.00 Homeowner's exemption$239,955$316,154 Land $30,905 Building $285,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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