3120 Carter Ct, Sebring, FL 33870 Property Records

Highlands County property record for 3120 Carter Ct, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,409 sqft · built 1987
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 2019)
Tax Bill	$809 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C164904000000300`

Property Details

APN / Parcel Number

Primary APN	`C164904000000300`
Alternative APN	`C-16-34-29-040-0000-0300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	299 sqft
Carport	Carport
Carport Area	299 sqft
Driveway	Concrete Driveway
Driveway Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	360 sqft
Porch	Florida Room
Porch Area	255 sqft
Patio Area	459 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3120 CARTER CT
City	SEBRING
State	FL
Zip	33870-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1S
Legal Description	CINDYS GROVES UNIT 4 PB 12 PG 64 LOT 30
Legal Range	29E
Legal Township	34S
Legal Section	16
Legal Subdivision	CINDYS GROVES UNIT 4
Legal Lot Number	30
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2001
Census Tract	960900

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3120 CARTER CT, SEBRING, FL 33870-6823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC
Feb 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Aug 31, 2005 · Amount on Record
Deed Document Number	201953474
Deed Book / Page	2709 / 389
Last Transfer Date	Feb 27, 2020
Transfer Doc	0001977340
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3120 CARTER CT, SEBRING, FL 33870-6823
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 CARTER CT, SEBRING, FL 33870-6823

Mortgage

Document Number	0002045237
Date	Jul 22, 2021
Book Page	2839/407
Instrument	2045237

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company
Address	TAMPA, FL 33614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 27, 2020
Property Address	3120 CARTER CT, SEBRING, FL 33870-6823
Document Number	0001977340
Book / Page	002741 / 000425
Instrument Date	Feb 27, 2020
Instrument	1977340
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 CARTER CT SEBRING FL 338706823, SEBRING, FL 33870-6823

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 23, 2019
Property Address	3120 CARTER CT, SEBRING, FL 33870-6823
Document Number	0001953474
Book / Page	2709 / 0389
Map Reference	MB 12 PG 64
Instrument Date	Aug 22, 2019
Instrument	1953474
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 B ST, 607, PASADENA, MD 21122-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3120 CARTER CT, SEBRING, FL 33870-6823

Mortgage

Document Number	0002709391
Date	Aug 23, 2019
Instrument	2709/391

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,332 (+5.99%)	$132,532 (+23.39%) Land $18,500 Building $114,032
2024	$809.00 (+3.19%)
2023	$784.00 (+1.69%) Homeowner's exemption	$72,964 (+3%)	$107,413 (+16.72%) Land $4,750 Building $102,663
2022	$771.00 Homeowner's exemption	$70,839	$92,024 Land $4,750 Building $87,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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