Highlands County property record for 3108 Carter Ct, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 990 sqft · built 1985 |
| Lot Size | 0.731 acres (31,883 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $53,700 (Dec 2002) |
| Tax Bill | $644 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C164904000000310 |
| Primary APN | C164904000000310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 31,883 sqft (0.731 acres) |
| Lot Dimensions | 223 ft deep x 151 ft wide |
| Driveway | Driveway |
| Driveway Area | 540 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 234 sqft |
| Patio Area | 24 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C164904000000310 |
|---|---|
| Street Address | 3108 CARTER CT |
| City | SEBRING |
| State | FL |
| Zip | 33870-6823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M1S |
| Legal Description | CINDYS GROVES UNIT 4 PB 12 PG 64 LOT 31 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 16 |
| Legal Subdivision | CINDYS GROVES UNIT 4 |
| Legal Lot Number | 31 |
| Legal Unit | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960900 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3108 CARTER CT, SEBRING, FL 33870-6823 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2002 · Amount on Record |
| Deed Sale | Dec 31, 2002 · Amount on Record |
| Prior Sale | Dec 31, 2002 · Amount on Record |
| Deed Document Number | 0016470673 |
| Last Transfer Date | Aug 14, 2013 |
| Transfer Doc | 0001705870 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,497 (+5.99%) | $108,716 (+24.31%) Land $16,650 Building $92,066 | |
| 2024 | $644.00 (+2.71%) | ||
| 2023 | $627.00 (+2.96%) Homeowner's exemption | $50,475 (+3%) | $87,459 (+16.58%) Land $4,275 Building $83,184 |
| 2022 | $609.00 Homeowner's exemption | $49,005 | $75,023 Land $4,275 Building $70,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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