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3109 Carter Ct, Sebring, FL 33870 Property Records

Highlands County property record for 3109 Carter Ct, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,854 sqft · built 1995
Lot Size0.476 acres (20,752 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Apr 2022)
Tax Bill$1,800 (2024)
Deeds & MortgagesApr 2022 Sale
Feb 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APNC-16-34-29-040-0000-0330

Property Details

APN / Parcel Number

Primary APNC-16-34-29-040-0000-0330

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,854 sqft Living Area
1st Floor Area1,854 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Construction TypeWood Frame
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area20,752 sqft (0.476 acres)
Garage TypeCarport
CarportCarport
Carport Area360 sqft
DrivewayDriveway
Driveway Area792 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area528 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address3109 CARTER CT
CitySEBRING
StateFL
Zip33870-6891
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCINDYS GROVES UNIT 4 PB 12 PG 64 LOT 33
Legal Range29E
Legal Township34S
Legal Section16
Legal SubdivisionCINDYS GROVES UNIT 4
Legal Lot Number33
Legal Unit4
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2001
Census Tract960900

Owner

Source: Highlands County records · APN C-16-34-29-040-0000-0330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6001 ANISE DR, SARASOTA, FL 34238-5148
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2022Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
Feb 26, 2021Deed of Trust, Mortgage · Construction Mortgage
WAUCHULA STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2022 · Amount on Record
Deed SaleApr 04, 2022 · Amount on Record
Prior SaleJan 24, 2013
Deed Document Number2086180
Deed Book / Page2895 / 1241
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 04, 2022
Property Address3109 CARTER CT, SEBRING, FL 33870-6891
Document Number0002086180
Book / Page2895 / 1241
Map ReferenceMB 12 PG 64
Instrument DateMar 25, 2022
Instrument2086180
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5810 HAZEL RD, 5810, SEBRING, FL 33875-6919

Transferred To (Grantee/Buyer)

NameVerified Name
Address6001 ANISE DR, SARASOTA, FL 34238-5148

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3109 CARTER CT, SEBRING, FL 33870-6891
Transaction TypeMortgage
Record UpdatedMar 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 CARTER CT, SEBRING, FL 33870-6891

Mortgage

Document Number0002021232
DateFeb 26, 2021
Book Page2805/283
Instrument2021232
Lender
NameWAUCHULA STATE BANK
TypeBank
AddressLAKE PLACID, FL 33852
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term369 Months
DueNov 05, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$115,403 (+0.09%) Land $18,500 Building $96,903$115,403 (+0.09%) Land $18,500 Building $96,903
2024$1,800.00 (+11.94%)$115,295 (+24.78%) Land $10,500 Building $104,795$115,295 (+24.78%) Land $10,500 Building $104,795
2023$1,608.00 (+7.99%)$92,398 (+12.16%) Land $4,750 Building $87,648$92,398 (+12.16%) Land $4,750 Building $87,648
2022$1,489.00$82,381 Land $4,750 Building $77,631$82,381 Land $4,750 Building $77,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559609002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 833 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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