312 W Elm St, Howe, TX 75459 Property Records

Grayson County property record for 312 W Elm St, Howe, TX 75459

Property Summary

Property TypeSingle Family Home
Details1,626 sqft · built 1966
Lot Size0.258 acres (11,252 sqft)
OwnerIndividual Name on File
Tax Bill$5,542 (2024)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNH004 5914005

Property Details

APN / Parcel Number

Primary APNH004 5914005
Alternative APN
  • 152712

Interior

Building Area1,626 sqft Living Area
1st Floor Area1,626 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1996
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchOpen Porch
Porch Area280 sqft
Utility Building64 sqft

Location & Zoning

Account Number152712
Old Parcel NumberH004 5914005
Street Address312 W ELM ST
CityHOWE
StateTX
Zip75459-4543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMPSON C W ADDN, BLOCK 2, LOT 6
Legal SubdivisionTHOMPSON C W ADDN
Legal Block2
Legal Lot Number6
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group3
Census Block3021
Census Tract1801

Owner

312 W Elm St is owned and occupied by an individual who acquired it in March 2019.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address312 W ELM ST, HOWE, TX 75459-4543
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2019
Deed SaleMar 18, 2019
Prior SaleSep 20, 2013
Deed Document Number2019-5592
Record UpdatedJun 8, 2026

March 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 18, 2019
Property Address312 W ELM ST, HOWE, TX 75459-4543
Document Number0000005592
Map ReferenceVOL 2 PG 31
Instrument DateMar 14, 2019
Instrument2019-00005592
Transaction TypeTransfer
Record UpdatedOct 6, 2022
Title CompanyFAIR TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 W ELM ST, HOWE, TX 75459-4543

Mortgage

Document Number0000005593
DateMar 18, 2019
Instrument2019-00005593
Lender
NamePRIMELENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$250,413 Land $62,438 Building $187,975$250,413 Land $62,438 Building $187,975
2024$5,542.00
2023$262,520 Land $63,338 Building $199,182$262,520 Land $63,338 Building $199,182
2022$5,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 W Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2007–2025)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOWE
serves 4,548 people · EPA ID TX0910013
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20

May also be available: ElektraFi, Nextlink.

Nearby Properties on W Elm St

Nearby Streets

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