301 W Elm St, Howe, TX 75459 Property Records

Grayson County property record for 301 W Elm St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2 ba · 956 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,309 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H004 054404003`

Property Details

APN / Parcel Number

Primary APN	`H004 054404003`
Alternative APN	`152615`

Interior

Full Baths	2 Baths
Building Area	956 sqft Living Area
Gross Area	1,196 sqft
1st Floor Area	956 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	85 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	152615
Old Parcel Number	H004 054404003
Street Address	301 W ELM ST
City	HOWE
State	TX
Zip	75459-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0544 HAINING J A-G0544, ACRES .2
Legal Subdivision	HAINING J A-G0544
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3013
Census Tract	1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	301 W ELM ST, HOWE, TX 75459-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 28, 2019	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022
Deed Sale	Feb 3, 2022
Prior Sale	Aug 28, 2019
Deed Document Number	2022-3813
Record Updated	Jun 8, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 3, 2022
Property Address	301 W ELM ST, HOWE, TX 75459-4542
Document Number	0000003813
Map Reference	DOC 2019-20727
Instrument Date	Dec 22, 2021
Instrument	2022-3813
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 W ELM ST, 301, HOWE, TX 75459-4542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W ELM ST, HOWE, TX 75459-4542

Mortgage

Document Number	0000003814
Date	Feb 3, 2022
Instrument	2022-3814

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	301 W ELM ST, HOWE, TX 75459-4542
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W ELM ST, HOWE, TX 75459-4542

Mortgage

Document Number	0000025313
Date	Jul 27, 2021
Instrument	2021-00025313

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2049

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 28, 2019
Property Address	301 W ELM ST, HOWE, TX 75459-4542
Document Number	0000020727
Instrument Date	Aug 26, 2019
Instrument	2019-00020727
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W ELM ST, HOWE, TX 75459-4542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020728
Date	Aug 28, 2019
Instrument	2019-00020728

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,855 (+3.98%) Land $56,192 Building $158,663	$214,855 (+3.98%) Land $56,192 Building $158,663
2024	$3,309.00 (-26.29%)
2023		$206,624 Land $56,105 Building $150,519	$206,624 Land $56,105 Building $150,519
2022	$4,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2007–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink.

Nearby Properties on W Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures