Grayson County property record for 302 W Elm St, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 1,290 sqft · built 1965 |
| Lot Size | 0.275 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $507 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H004 5914007 |
| Primary APN | H004 5914007 |
|---|---|
| Alternative APN |
|
| Building Area | 1,290 sqft Living Area |
|---|---|
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 12,001 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 279 sqft |
| Patio Area | 279 sqft |
| Utility Building | 144 sqft |
| Account Number | 152714 |
|---|---|
| Old Parcel Number | H004 5914007 |
| Street Address | 302 W ELM ST |
| City | HOWE |
| State | TX |
| Zip | 75459-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON C W ADDN, BLOCK 2, LOT 9 |
| Legal Subdivision | THOMPSON C W ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1801 |
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 W ELM ST, HOWE, TX 75459-4543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 1994 |
| Deed Sale | Aug 24, 1994 |
| Deed Document Number | 0000235528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 302 W ELM ST, HOWE, TX 75459-4543 |
| Document Number | 0000021191 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | RED RIVER TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 W ELM ST HOWE TX 754594543, HOWE, TX 75459-4543 |
| Document Number | 0000021191 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 21191 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 17, 2038 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Howe Town |
| Unified School District | Howe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,762 (-8.77%) Land $63,000 Building $88,683 | $151,683 (-0.27%) Land $63,000 Building $88,683 | |
| 2024 | $507.00 (-34.75%) | ||
| 2023 | $152,098 Land $65,280 Building $86,818 | $152,098 Land $65,280 Building $86,818 | |
| 2022 | $777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2007–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOWE serves 4,548 people · EPA ID TX0910013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
May also be available: ElektraFi, Nextlink.
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